Hamilton County property record for 3909 Reading Rd, #11, Cincinnati, OH 45229
| Property Type | Commercial Office |
|---|---|
| Details | 9,800 sqft · built 1940 |
| Lot Size | 0.497 acres (21,649 sqft) |
| Owner | Company Name on Record |
| Last Sale | $50,000 (May 2011) |
| Tax Bill | $9,348 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 111-0003-0018-00 |
| Primary APN | 111-0003-0018-00 |
|---|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 9,800 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 21,649 sqft (0.497 acres) |
| Lot Dimensions | 220 ft deep x 100 ft wide |
| Heating System | HVAC |
|---|
| Street Address | 3909 READING RD, 11 |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45229-1605 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | CNP |
| Legal Description | 3911 READING RD 100 X 220 LOT 25 ROSE HILL PARK SUB |
| Legal Subdivision | ROSE HILL PARK SUB |
| Legal Lot Number | 25 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 6502 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1727 E GALBRAITH RD, CINCINNATI, OH 45215-5613 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 3, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA |
| Dec 8, 2020 | Warranty Deed, Transfer · Line of Credit XLT LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2011 · Amount on Record |
| Deed Sale | May 6, 2011 · Amount on Record |
| Prior Sale | Oct 11, 2007 · Amount on Record |
| Deed Document Number | 201153626 |
| Deed Book / Page | 11719 / 1091 |
| Prior Transfer Date | Sep 21, 2007 |
| Prior Transfer Doc | 0000000216 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3909 READING RD # 11, 11, CINCINNATI, OH 45229-1605 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1727 E GALBRAITH RD, CINCINNATI, OH 45215-5613 |
| Document Number | 0000014766 |
|---|---|
| Date | Mar 3, 2023 |
| Book Page | 14865/753 |
| Instrument | 2023-0014766 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | HAMILTON, OH 45011 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 2, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 8, 2020 |
| Property Address | 3909 READING RD # 11, 11, CINCINNATI, OH 45229-1605 |
| Document Number | 0000128636 |
| Book / Page | 014310 / 001324 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 128636 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3911 READING RD CINCINNATI OH 452291605, CINCINNATI, OH 45229-1605 |
| Document Number | 128637 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 014310/001326 |
| Instrument | 128637 |
| Name | XLT LP |
|---|---|
| Address | 1727 E GALBRAITH RD, CINCINNATI, OH 45215-5613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Dec 7, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,348.00 (+0.67%) | $112,469 (-) Land $24,255 Building $88,214 | $321,340 (-) Land $69,300 Building $252,040 |
| 2024 | $9,286.00 (+9.3%) | $112,469 (+9.05%) Land $24,255 Building $88,214 | |
| 2023 | $8,496.00 (-0.6%) | $103,135 (+9.68%) Land $24,255 Building $78,880 | $321,340 (+19.61%) Land $69,300 Building $252,040 |
| 2022 | $8,547.00 | $94,032 Land $22,831 Building $71,201 | |
| 2020 | $268,660 Land $65,230 Building $203,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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