3901 Reading Rd, Cincinnati, OH 45229 Property Records

Hamilton County property record for 3901 Reading Rd, Cincinnati, OH 45229 · Last verified August 2026

Property Summary

Property Type	Apartments (5+ Units)
Details	10,064 sqft · built 1904
Lot Size	0.647 acres (28,183 sqft)
Owner	Company Name on File
Last Sale	$421,432 (Oct 2008)
Tax Bill	$12,151 (2025)
Deeds & Mortgages	Oct 2022 Mortgage May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`111-0003-0016-00`

Property Details

APN / Parcel Number

Primary APN	`111-0003-0016-00`

Interior

Total Rooms	4 Rooms
Units	11 Units
Stories	3 Stories
Building Area	10,064 sqft
Basement Area	2,916 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Lot Area	28,183 sqft (0.647 acres)
Lot Dimensions	220 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	1,920 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3901 READING RD
City	CINCINNATI
State	OH
Zip	45229-1649
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	3901 READING RD 125 X 220LOT 26 PT 27 ROSE HILL PKSUB PARS 16-17 CONS
Legal Subdivision	ROSE HILL PKSUB
Legal Lot Number	26
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3006
Census Tract	6502

Owner

Source: Hamilton County records · APN 111-0003-0016-00

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3901 READING RD, CINCINNATI, OH 45229-1649
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage FORCHT BANK NA
May 27, 2020	Deed of Trust, Mortgage · Line of Credit CBANK
May 27, 2020	Deed of Trust, Mortgage CBANK
Jan 24, 2017	Loan Modification, Mortgage CBANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 09, 2008 · Amount on Record
Deed Sale	Oct 09, 2008 · Amount on Record
Prior Sale	Apr 30, 2002 · Amount on Record
Deed Document Number	2008137381
Deed Book / Page	10970 / 1602
Last Transfer Date	Aug 29, 2024
Transfer Doc	0000062597
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Oct 11, 2022
Property Address	3901 READING RD, CINCINNATI, OH 45229-1649
Document Number	0000096250
Book / Page	14770 / 1774
Map Reference	MB 13 PG 3
Instrument Date	Sep 13, 2022
Instrument	2022-0096250
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8865, CINCINNATI, OH 45208-0865

Mortgage

Document Number	0000096333
Date	Oct 11, 2022
Instrument	2022-0096333

Lender

Name	FORCHT BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3901 READING RD, CINCINNATI, OH 45229-1649
Document Number	0000051001
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3901 READING RD CINCINNATI OH 452291649, CINCINNATI, OH 45229-1649

Mortgage

Document Number	0000051001
Date	Jun 01, 2020
Book Page	014179/001272
Instrument	51001

Lender

Name	CBANK
Type	Bank
Address	CINCINNATI, OH 45236

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	May 31, 2023

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3901 READING RD, CINCINNATI, OH 45229-1649
Document Number	0000050208
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3901 READING RD CINCINNATI OH 452291649, CINCINNATI, OH 45229-1649

Mortgage

Document Number	0000050208
Date	May 29, 2020
Book Page	014178/000444
Instrument	50208

Lender

Name	CBANK
Type	Bank
Address	CINCINNATI, OH 45236

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 28, 2025

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	3901 READING RD, CINCINNATI, OH 45229-1649
Document Number	0000008996
Book / Page	013343 / 000407
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8865 CINCINNATI OH 452080865, CINCINNATI, OH 45208-0865

Mortgage

Document Number	0000008996
Date	Jan 30, 2017
Book Page	013343/000407
Instrument	8996

Lender

Name	CBANK
Type	Bank
Address	CINCINNATI, OH 45236

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 29, 2018

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,151.00 (+0.67%)	$146,203 (+%) Land $23,181 Building $123,022	$417,720 (-) Land $66,230 Building $351,490
2024	$12,070.00 (+0.26%)	$146,201 (-) Land $23,180 Building $123,021
2023	$12,039.00 (+12.52%)	$146,201 (+24.21%) Land $23,180 Building $123,021	$417,720 (+24.21%) Land $66,230 Building $351,490
2022	$10,699.00	$117,702 Land $22,043 Building $95,659
2020			$336,290 Land $62,980 Building $273,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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