Talbot County property record for 3915 Main St, Trappe, MD 21673
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,948 sqft · built 1840 |
| Lot Size | 0.214 acres (9,306 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,260 (2026) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-105725 |
| Primary APN | 03-105725 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Total Area |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,306 sqft (0.214 acres) |
| Garage Type | Detached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 105725 |
|---|---|
| Street Address | 3915 MAIN ST |
| City | TRAPPE |
| State | MD |
| Zip | 21673-1607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9,306 SF E/S MAIN ST TRAPPE |
| Legal Lot Number | 9 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 3, TRAPPE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 960900 |
3915 Main St is owned and occupied by an individual who acquired it in October 2013.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3915 MAIN ST, TRAPPE, MD 21673-1607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2007 |
| Deed Sale | Feb 28, 2007 |
| Prior Sale | Dec 30, 1998 · Amount on File |
| Deed Document Number | 200770215 |
| Deed Book / Page | 1522 / 214 |
| Last Transfer Date | Oct 18, 2013 |
| Transfer Doc | 0021310483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 3915 MAIN ST, TRAPPE, MD 21673-1607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024440324 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 2444/324 |
| Instrument | 2444-324 |
| Name | APL FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20723 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Apr 13, 2057 |
The 2026 property tax bill for 3915 Main St was $1,260 with a homeowner's exemption, up 2.2% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Municipality | Trappe Town |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,260.00 (+2.19%) Homeowner's exemption | $209,900 (+7.22%) Land $50,000 Building $159,900 | $209,900 (-) Land $50,000 Building $159,900 |
| 2025 | $1,233.00 Homeowner's exemption | $195,767 | $209,900 Land $50,000 Building $159,900 |
| 2023 | $971.00 Homeowner's exemption | $167,500 Land $50,000 Building $117,500 | $167,500 Land $50,000 Building $117,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3915 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3915 Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ST. MICHAELS serves 2,650 people · EPA ID MD0200006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Easton Velocity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures