3873 Main St, Trappe, MD 21673 Property Records

Talbot County property record for 3873 Main St, Trappe, MD 21673

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,492 sqft · built 1845
Lot Size	0.383 acres (16,696 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Jan 2015)
Tax Bill	$3,895 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-105474`

Property Details

APN / Parcel Number

Primary APN	`03-105474`
Alternative APNs	`3105474` `105474`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,492 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1845
Effective Year Built	Effective 1845
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,696 sqft (0.383 acres)
Lot Dimensions	240 ft deep x 86 ft wide
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	336 sqft
Porch	Slab
Porch Area	424 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	105474
Street Address	3873 MAIN ST
City	TRAPPE
State	MD
Zip	21673-1666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16,696 SF W/S US 50 TRAPPE
Legal Subdivision	GREGORY J W LAND
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	3
Census Block	3013
Census Tract	960900

Owner

3873 Main St is owned and occupied by two individuals who bought it in January 2015.

Source: Talbot County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3873 MAIN ST, TRAPPE, MD 21673-1666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE QUEENSTOWN BANK OF MARYLAND
Jun 11, 2021	Intrafamily Transfer, Transfer
Jun 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUEENSTOWN BK/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2015 · Amount on File
Deed Sale	Jan 9, 2015 · Amount on File
Prior Sale	Aug 21, 2014
Deed Book / Page	2228 / 330
Prior Transfer Date	Aug 14, 2014
Prior Transfer Doc	0021920407
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	3873 MAIN ST, TRAPPE, MD 21673-1666
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3873 MAIN ST, TRAPPE, MD 21673-1666

Mortgage

Document Number	0029290260
Date	Dec 13, 2021
Book Page	2929/260

Lender

Name	THE QUEENSTOWN BANK OF MARYLAND
Type	Bank
Address	QUEENSTOWN, MD 21658

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TALBOT MD
Recording Date	Jun 11, 2021
Property Address	3873 MAIN ST, TRAPPE, MD 21673-1666
Document Number	0028580355
Book / Page	2858 / 355
Instrument Date	Jun 10, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3873 MAIN ST, TRAPPE, MD 21673-1666

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	3873 MAIN ST, TRAPPE, MD 21673-1666
Document Number	0024540483
Book / Page	002454 / 000483
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3873 MAIN ST TRAPPE MD 21673, TRAPPE, MD 21673

Mortgage

Document Number	0024540483
Date	Jun 16, 2017
Book Page	002454/000483

Lender

Name	QUEENSTOWN BK/MD
Type	Bank
Address	QUEENSTOWN, MD 21658

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3873 Main St was $3,895 with a homeowner's exemption, up 2% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	Trappe Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,895.00 (+1.99%) Homeowner's exemption	$356,400 (+7.91%) Land $62,900 Building $293,500	$356,400 (-) Land $62,900 Building $293,500
2025	$3,819.00 Homeowner's exemption	$330,267	$356,400 Land $62,900 Building $293,500
2023	$3,174.00	$291,900 Land $76,800 Building $215,100	$291,900 Land $76,800 Building $215,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3873 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3873 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ST. MICHAELS serves 2,650 people · EPA ID MD0200006
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Easton Velocity.

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