3906 Main St, Trappe, MD 21673 Property Records

Talbot County property record for 3906 Main St, Trappe, MD 21673

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,099 sqft · built 1900
Lot Size	0.433 acres (18,878 sqft)
Owner	2 Company Names on Record
Last Sale	$369,000 (May 2025)
Tax Bill	$1,883 (2026)
Deeds & Mortgages	Aug 2019 Line of Credit Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-106225`

Property Details

APN / Parcel Number

Primary APN	`03-106225`
Alternative APNs	`3106225` `106225`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,099 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,878 sqft (0.433 acres)
Lot Dimensions	300 ft deep x 66 ft wide

Exterior Amenities

Pool Area	608 sqft
Porch	Slab
Porch Area	209 sqft
Shed	1 Shed
Shed Area	324 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	106225
Street Address	3906 MAIN ST
City	TRAPPE
State	MD
Zip	21673-1667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 0.433 AC W/S MAIN ST TRAPPE
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	3
Census Block	3009
Census Tract	960900

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	10907 WICKSHIRE WAY, ROCKVILLE, MD 20852-3220
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 5, 2018	Grant Deed, Transfer EASTERN MT TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Prior Sale	Jul 5, 2018 · Amount on Record
Deed Book / Page	3181 / 318
Prior Transfer Date	Sep 28, 2010
Prior Transfer Doc	0018300309
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	3906 MAIN ST, TRAPPE, MD 21673-1667
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026350276
Date	Aug 22, 2019
Book Page	2635/276

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TALBOT MD
Recording Date	Jul 5, 2018
Property Address	3906 MAIN ST, TRAPPE, MD 21673-1667
Document Number	0025470116
Book / Page	002547 / 000116
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	EASTERN MT TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3906 MAIN ST TRAPPE MD 216731667, TRAPPE, MD 21673-1667

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	Trappe Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,883.00 (+5.67%)	$147,000 (+4.98%) Land $64,400 Building $82,600	$147,000 (-) Land $64,400 Building $82,600
2025	$1,782.00 (+29.41%)	$140,033 (+10.52%)	$147,000 (+16.02%) Land $64,400 Building $82,600
2023	$1,377.00 Homeowner's exemption	$126,700 Land $65,000 Building $61,700	$126,700 Land $65,000 Building $61,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ST. MICHAELS serves 2,650 people · EPA ID MD0200006
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Easton Velocity.

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