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3915 E 48th Ave, Spokane, WA 99223 Property Records

Spokane County property record for 3915 E 48th Ave, Spokane, WA 99223 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,773 sqft · built 1986
Lot Size0.231 acres (10,081 sqft)
OwnerIndividual Name on File
Last Sale$397,000 (Dec 2017)
Tax Bill$6,221 (2026)
Deeds & MortgagesAug 2021 Mortgage
Jan 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN34031.1404

Property Details

APN / Parcel Number

Primary APN34031.1404

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms8 Rooms
Building Area3,773 sqft Living Area
Gross Area4,464 sqft Gross Area
1st Floor Area1,803 sqft 1st Floor
2nd Floor Area403 sqft 2nd Floor
Basement Area1,752 sqft Basement
Finished Basement1,567 sqft Finished
Unfinished Basement185 sqft Unfinished
Stories1 Story
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,081 sqft (0.231 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area506 sqft Garage
Deck AreaDeck Area
Patio Area387 sqft Patio
Canopy29 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3915 E 48TH AVE
CitySPOKANE
StateWA
Zip99223-7866
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDSONG 3RD ADD LT 4 BLK 2
Legal Range43E
Legal Township24N
Legal Section03
Legal SubdivisionWINDSONG 3RD ADD
Legal Block2
Legal Lot Number4
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group2
Census Block2011
Census Tract4800

Owner

Source: Spokane County records · APN 34031.1404

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3915 E 48TH AVE, SPOKANE, WA 99223-7866
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
LEADER ONE FINANCIAL CORP
Jan 28, 2025Deed of Trust, Mortgage
CANOPY FCU
Oct 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
CANOPY FCU
Dec 04, 2017Warranty Deed, Transfer · Conventional Mortgage
BANNER BANK
Sep 12, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 04, 2017 · Amount on Record
Deed SaleDec 04, 2017 · Amount on Record
Prior SaleNov 21, 2011 · Amount on Record
Deed Document Number20176664116
Prior Transfer DateAug 21, 2017
Prior Transfer Doc0006638910
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3915 E 48TH AVE, SPOKANE, WA 99223-7866
Transaction TypeMortgage
Record UpdatedJan 29, 2026
Title CompanySPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007113332
DateAug 13, 2021
Instrument7113332
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term169 Months
DueSep 01, 2035

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3915 E 48TH AVE, SPOKANE, WA 99223-7866
Transaction TypeMortgage
Record UpdatedJan 29, 2026
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3915 E 48TH AVE, SPOKANE, WA 99223-7866

Mortgage

Document Number0007396322
DateJan 28, 2025
Instrument7396322
Lender
NameCANOPY FCU
TypeCredit Union
AddressSPOKANE, WA 99201
Agreement
AmountAmount Recorded
Term97 Months
DueFeb 02, 2033

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3915 E 48TH AVE, SPOKANE, WA 99223-7866
Document Number0006984134
Instrument DateOct 15, 2020
Transaction TypeMortgage
Record UpdatedNov 12, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3915 E 48TH AVE SPOKANE WA 992237866, SPOKANE, WA 99223-7866

Mortgage

Document Number0006984134
DateOct 21, 2020
Instrument6984134
Lender
NameCANOPY FCU
AddressSPOKANE, WA 99201
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateDec 04, 2017
Property Address3915 E 48TH AVE, SPOKANE, WA 99223-7866
Document Number0006664116
Map ReferenceVOL17 PG73&74
Instrument DateNov 30, 2017
Instrument6664116
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanySPOKANE COUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,071.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1403 S GRAND BLVD # 201, 201, SPOKANE, WA 99203-2263

Mortgage

Document Number0006664117
DateDec 04, 2017
Instrument6664117
Lender
NameBANNER BANK
TypeBank
AddressWALLA WALLA, WA 99362
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2038

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPOKANE WA
Recording DateSep 12, 2017
Property Address3915 E 48TH AVE, SPOKANE, WA 99223-7866
Document Number0006638910
Instrument DateAug 21, 2017
Instrument6638910
Transaction TypeTransfer
Record UpdatedSep 19, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3915 E 48TH AVE SPOKANE WA 992237866, SPOKANE, WA 99223-7866

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,221.00 (+1.4%)$625,800 (-13.64%) Land $130,000 Building $495,800$625,800 (-13.64%) Land $130,000 Building $495,800
2025$6,135.00 (-13.31%)
2024$724,600 (+46.47%) Land $100,000 Building $624,600$724,600 (+46.47%) Land $100,000 Building $624,600
2023$7,077.00 (+22.44%)$494,700 Land $70,000 Building $424,700$494,700 Land $70,000 Building $424,700
2022$5,780.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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