3812 E 48th Ave, Spokane, WA 99223 Property Records

Spokane County property record for 3812 E 48th Ave, Spokane, WA 99223

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,283 sqft · built 1986
Lot Size0.23 acres (10,011 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Oct 2014)
Tax Bill$7,041 (2026)
Deeds & MortgagesJul 2025 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN34031.1502

Property Details

APN / Parcel Number

Primary APN34031.1502

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area3,283 sqft Living Area
Gross Area3,890 sqft
1st Floor Area1,286 sqft
2nd Floor Area890 sqft
Basement Area1,230 sqft
Finished Basement1,107 sqft
Unfinished Basement123 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,011 sqft (0.23 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Deck Area254 sqft
Patio Area254 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3812 E 48TH AVE
CitySPOKANE
StateWA
Zip99223-7865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionWINDSONG 3RD ADD LT 2 BLK 3
Legal Range43E
Legal Township24N
Legal Section03
Legal SubdivisionWINDSONG 3RD ADD
Legal Block3
Legal Lot Number2
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group2
Census Block2011
Census Tract4800

Owner

Source: Spokane County records · APN 34031.1502

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3812 E 48TH AVE, SPOKANE, WA 99223-7865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2025Deed of Trust, Mortgage · Line of Credit
NUMERICA CU
Aug 31, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 2014 · Amount on Record
Deed SaleOct 30, 2014 · Amount on Record
Prior SaleApr 13, 2000 · Amount on Record
Deed Document Number20146344959
Last Transfer DateAug 26, 2020
Transfer Doc0006961877
Record UpdatedSep 20, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3812 E 48TH AVE, SPOKANE, WA 99223-7865
Transaction TypeMortgage
Record UpdatedJan 29, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3812 E 48TH AVE, SPOKANE, WA 99223-7865

Mortgage

Document Number0007426601
DateJul 07, 2025
Instrument7426601
Lender
NameNUMERICA CU
TypeCredit Union
AddressVERADALE, WA 99037
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSPOKANE WA
Recording DateAug 31, 2020
Property Address3812 E 48TH AVE, SPOKANE, WA 99223-7865
Document Number0006961877
Map ReferenceVOL 17 PG 73&74
Instrument DateAug 26, 2020
Instrument6961877
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanySPOKANE COUNTY TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3812 E 48TH AVE, SPOKANE, WA 99223-7865

Mortgage

Document Number0006961878
DateAug 31, 2020
Instrument6961878
Lender
NameMOUNTAIN WEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$7,041.00 (+1.5%)$725,600 (+1.95%) Land $130,000 Building $595,600$725,600 (+1.95%) Land $130,000 Building $595,600
2025$6,937.00 (-0.2%)
2024$711,700 (+31.8%) Land $100,000 Building $611,700$711,700 (+31.8%) Land $100,000 Building $611,700
2023$6,951.00 (+10.19%)$540,000 Land $70,000 Building $470,000$540,000 Land $70,000 Building $470,000
2022$6,308.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Lumen Technologies
DSL
140 / 20
Concept Communications
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
Newmax
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 405 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF SPOKANE
serves 346,138 people
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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