Spokane County property record for 3906 E 48th Ave, Spokane, WA 99223
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,431 sqft · built 1986 |
| Lot Size | 0.24 acres (10,432 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Aug 2019) |
| Tax Bill | $5,690 (2026) |
| Deeds & Mortgages | Jun 2020 Line of Credit Sep 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34031.1504 |
| Primary APN | 34031.1504 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,431 sqft Living Area |
| Gross Area | 4,242 sqft |
| 1st Floor Area | 1,889 sqft |
| Basement Area | 1,825 sqft |
| Finished Basement | 1,542 sqft |
| Unfinished Basement | 283 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,432 sqft (0.24 acres) |
| Lot Dimensions | 108 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3906 E 48TH AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99223-7866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | WINDSONG 3RD ADD LT 4 BLK 3 |
| Legal Range | 43E |
| Legal Township | 24N |
| Legal Section | 03 |
| Legal Subdivision | WINDSONG 3RD ADD |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 4800 |
Source: Spokane County records · APN 34031.1504
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3906 E 48TH AVE, SPOKANE, WA 99223-7866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2020 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Sep 05, 2019 | Correction Deed FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Aug 26, 2019 | Warranty Deed, Transfer · Conventional with PMI SPOKANE TEACHERS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2019 · Amount on Record |
| Deed Sale | Aug 26, 2019 · Amount on Record |
| Prior Sale | Apr 02, 2012 · Amount on Record |
| Deed Document Number | 20196835721 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 3906 E 48TH AVE, SPOKANE, WA 99223-7866 |
| Document Number | 0006934647 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | WFG INSURED |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3906 E 48TH AVE SPOKANE WA 992237866, SPOKANE, WA 99223-7866 |
| Document Number | 0006934647 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 6934647 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Sep 05, 2019 |
| Property Address | 3906 E 48TH AVE, SPOKANE, WA 99223-7866 |
| Document Number | 0006839255 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 6839255 |
| Record Updated | Sep 23, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3906 E 48TH AVE SPOKANE WA 992237866, SPOKANE, WA 99223-7866 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Aug 26, 2019 |
| Property Address | 3906 E 48TH AVE, SPOKANE, WA 99223-7866 |
| Document Number | 0006835721 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 6835721 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,748.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3906 E 48TH AVE SPOKANE WA 992237866, SPOKANE, WA 99223-7866 |
| Document Number | 6835722 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 6835722 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2049 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,690.00 (-4.39%) | $584,500 (-10.3%) Land $130,000 Building $454,500 | $584,500 (-10.3%) Land $130,000 Building $454,500 |
| 2025 | $5,951.00 (-6.5%) | ||
| 2024 | $651,600 (+39.98%) Land $100,000 Building $551,600 | $651,600 (+39.98%) Land $100,000 Building $551,600 | |
| 2023 | $6,365.00 (+17.03%) | $465,500 Land $70,000 Building $395,500 | $465,500 Land $70,000 Building $395,500 |
| 2022 | $5,439.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Lumen Technologies DSL | 140 / 20 |
| Concept Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Newmax Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 405 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SPOKANE serves 346,138 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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