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3915 Clearbrook Ave, McHenry, IL 60050 Property Records

McHenry County property record for 3915 Clearbrook Ave, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details2,124 sqft · built 1948
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Jun 2023)
Tax Bill$6,970 (2024)
Deeds & MortgagesApr 2026 Mortgage
Jun 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN09-26-309-027

Property Details

APN / Parcel Number

Primary APN09-26-309-027

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area2,124 sqft Living Area
1st Floor Area2,149 sqft
Basement Area1,153 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleA-Frame
Exterior MaterialBrick
Construction TypeFrame
Lot Area14,810 sqft (0.34 acres)

Location & Zoning

Street Address3915 CLEARBROOK AVE
CityMCHENRY
StateIL
Zip60050-4307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0014048 ELY 20FT LT 4 & ALL LT 5 & W1/2 LT 6 BLK 2 A P FREUNDS MILLSTREAM PARK ADDN UNIT 1
Legal SubdivisionFREUNDS MILLSTREAM PARK ADDN
Legal Block2
Legal Lot Number4,5,6
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2044
Census Tract870604

Owner

Source: McHenry County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3915 CLEARBROOK AVE, MCHENRY, IL 60050-4307
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2026Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Jun 14, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 9, 2020Deed of Trust, Mortgage · VA Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2023 · Amount on Record
Deed SaleJun 14, 2023 · Amount on Record
Prior SaleJul 12, 2016 · Amount on Record
Deed Document Number202314048
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateApr 6, 2026
Property Address3915 CLEARBROOK AVE, MCHENRY, IL 60050-4307
Document Number0000009007
Instrument DateMar 30, 2026
Instrument20269007
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address3915 CLEARBROOK AVE, MCHENRY, IL 60050-4307

Mortgage

Document Number0000009007,
DateApr 6, 2026
Instrument20269007
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.63%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 14, 2023
Property Address3915 CLEARBROOK AVE, MCHENRY, IL 60050-4307
Document Number0000014048
Map ReferenceDOC 219945
Instrument DateJun 9, 2023
Instrument2023R0014048
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3915 CLEARBROOK AVE, MCHENRY, IL 60050-4307

Mortgage

Document Number0000014049
DateJun 14, 2023
Instrument2023R0014049
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053
Interest
Rate TypeFixed Rate
Rate6.25%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3915 CLEARBROOK AVE, MCHENRY, IL 60050-4307
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020492
DateJun 9, 2020
Instrument2020R0020492
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate
Rate2.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,970.00$90,397 (+20.32%) Land $17,855 Building $72,542$271,191 (+20.32%) Land $53,565 Building $217,626
2022Disabled Person's exemption Veteran's exemption$75,133 Land $14,840 Building $60,293$225,399 Land $44,520 Building $180,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1990–2013)
Claims Outside the SFHA1 of 4
Most Recent ClaimJun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
AT&T
DSL		100 / 20

May also be available: Verizon.

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