3909 Clearbrook Ave, McHenry, IL 60050 Property Records

McHenry County property record for 3909 Clearbrook Ave, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 1972
Lot Size	0.184 acres (8,043 sqft)
Owner	Company Name on Record
Last Sale	$205,000 (Dec 2025)
Tax Bill	$6,670 (2024)
Deeds & Mortgages	Dec 2025 Sale Aug 2023 Second Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`09-26-309-007`

Property Details

APN / Parcel Number

Primary APN	`09-26-309-007`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Lot Area	8,043 sqft
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3909 CLEARBROOK AVE
City	MCHENRY
State	IL
Zip	60050-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0008760 LT 8 BLK 2 A P FREUNDS MILL STREAM PARK ADDN UNIT 1 CITY OF MCHENRY
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	A P FREUNDS MILL STREAM PARK ADD
Legal Block	2
Legal Lot Number	8
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2044
Census Tract	870604

Owner

Source: McHenry County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 DEERFIELD DR, HAWTHORN WOODS, IL 60047-6506
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Warranty Deed, Transfer
Aug 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 13, 2017	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2025 · Amount on Record
Deed Sale	Dec 26, 2025 · Amount on Record
Prior Sale	Mar 13, 2017 · Amount on Record
Deed Document Number	2025R0036287
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 26, 2025
Property Address	3909 CLEARBROOK AVE, MCHENRY, IL 60050-4307
Document Number	0000036287
Map Reference	DOC 219945
Instrument Date	Dec 22, 2025
Instrument	2025R0036287
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Amount	Amount Recorded
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3909 CLEARBROOK AVE, MCHENRY, IL 60050-4307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 DEERFIELD DR, HAWTHORN WOODS, IL 60047-6506

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3909 CLEARBROOK AVE, MCHENRY, IL 60050-4307
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018633
Date	Aug 1, 2023
Instrument	2023R0018633

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 31, 2038

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3909 CLEARBROOK AVE, MCHENRY, IL 60050-4307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021503
Date	Jun 15, 2020
Instrument	2020R0021503

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3909 CLEARBROOK AVE, MCHENRY, IL 60050-4307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BARRISTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008027
Date	Mar 26, 2019
Instrument	2019R0008027

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate	3.87%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 13, 2017
Property Address	3909 CLEARBROOK AVE, MCHENRY, IL 60050-4307
Document Number	0000008760
Map Reference	DOC2019945
Instrument Date	Mar 8, 2017
Instrument	2017R0008760
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 CLEARBROOK AVE, MCHENRY, IL 60050-4307

Mortgage

Document Number	0000008761
Date	Mar 13, 2017
Instrument	2017R0008761

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,670.00 Homeowner's exemption	$86,857 (+20.31%) Land $9,395 Building $77,462	$260,571 (+20.31%) Land $28,185 Building $232,386
2022	Homeowner's exemption	$72,192 Land $7,809 Building $64,383	$216,576 Land $23,427 Building $193,149

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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