3911 Clearbrook Ave, McHenry, IL 60050 Property Records

McHenry County property record for 3911 Clearbrook Ave, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 1948
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Apr 2020)
Tax Bill	$5,237 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`09-26-309-026`

Property Details

APN / Parcel Number

Primary APN	`09-26-309-026`
Alternative APN	`0926309006`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	11,761 sqft (0.27 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3911 CLEARBROOK AVE
City	MCHENRY
State	IL
Zip	60050-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0011439 E1/2 LT 6 & ALL LT 7 BLK 2 A P FREUNDS MILL STREAM PARK ADDN UNIT 1 CITY OF MCHENRY
Legal Subdivision	FREUNDS MILL STREAM PARK ADDN
Legal Block	2
Legal Lot Number	6,7
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2044
Census Tract	870604

Owner

3911 Clearbrook Ave is owned and occupied by two individuals who bought it in April 2020.

Source: McHenry County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3911 CLEARBROOK AVE, MCHENRY, IL 60050-4307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jun 15, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 1, 2020	Executor's Deed, Transfer · Conventional Mortgage HOME STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020 · Amount on File
Deed Sale	Apr 1, 2020 · Amount on File
Deed Document Number	202011439
Prior Transfer Date	May 15, 2006
Prior Transfer Doc	0000035304
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jul 8, 2026
Property Address	3911 CLEARBROOK AVE, MCHENRY, IL 60050-4307
Document Number	0000019360
Instrument Date	Jun 24, 2026
Instrument	202619360
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 CLEARBROOK AVE, MCHENRY, IL 60050-4307

Mortgage

Document Number	0000019360,
Date	Jul 8, 2026
Instrument	202619360

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3911 CLEARBROOK AVE, MCHENRY, IL 60050-4307
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021434
Date	Jun 15, 2022
Instrument	2022R0021434

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

April 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 1, 2020
Property Address	3911 CLEARBROOK AVE, MCHENRY, IL 60050-4307
Document Number	0000011439
Map Reference	DOC219945 MB10 PG111
Instrument Date	Mar 31, 2020
Instrument	2020R0011439
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3911 CLEARBROOK AVE, MCHENRY, IL 60050-4307

Mortgage

Document Number	0000011440
Date	Apr 1, 2020
Instrument	2020R0011440

Lender

Name	HOME STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,237.00	$71,163 Land $14,096 Building $57,067	$213,489 Land $42,288 Building $171,201
2022	Homeowner's exemption	$59,147 Land $11,716 Building $47,431	$177,441 Land $35,148 Building $142,293

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3911 Clearbrook Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3911 Clearbrook Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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