3908 3rd St, Des Moines, IA 50313 Property Records

Polk County property record for 3908 3rd St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 844 sqft · built 1923
Lot Size	0.145 acres (6,350 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Nov 2022)
Tax Bill	$2,268 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7924-22-478-022`

Property Details

APN / Parcel Number

Primary APN	`7924-22-478-022`
Alternative APN	`070/01694-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	844 sqft Living Area
Gross Area	1,186 sqft
1st Floor Area	844 sqft
Basement Area	342 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1944
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,350 sqft (0.145 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	70 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3908 3RD ST
City	DES MOINES
State	IA
Zip	50313-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 6 PLAT OF BLKS 4,5,6 & 7 HIGHLAND PARK ADD
Legal Range	24W
Legal Township	79N
Legal Section	22
Legal Subdivision	HIGHLAND PARK ADD
Legal Block	6
Legal Lot Number	10
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3009
Census Tract	400

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3908 3RD ST, DES MOINES, IA 50313-3514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jun 7, 2022	Warranty Deed, Transfer · Line of Credit NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Prior Sale	Jun 7, 2022 · Amount on Record
Deed Document Number	2022-00087876
Deed Book / Page	19335 / 924
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 23, 2022
Property Address	3908 3RD ST, DES MOINES, IA 50313-3514
Document Number	0000087876
Book / Page	19335 / 924
Instrument Date	Nov 18, 2022
Instrument	2022-00087876
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 3RD ST, DES MOINES, IA 50313-3514

Mortgage

Document Number	0000087877
Date	Nov 23, 2022
Instrument	2022-00087877

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Mortgage

Document Number	0000087878
Date	Nov 23, 2022
Book Page	19335/949
Instrument	2022-00087878

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 7, 2022
Property Address	3908 3RD ST, DES MOINES, IA 50313-3514
Document Number	0000046159
Book / Page	19141 / 532
Instrument Date	Jun 6, 2022
Instrument	2022-00046159
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$103.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 3RD ST, DES MOINES, IA 50313-3514

Mortgage

Document Number	0000046161
Date	Jun 7, 2022
Instrument	2022-00046161

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,600 (+14.12%) Land $28,900 Building $111,700	$140,600 (+14.12%) Land $28,900 Building $111,700
2024	$2,268.00 (-3.24%)
2023		$123,200 Land $25,100 Building $98,100	$123,200 Land $25,100 Building $98,100
2020	$2,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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