Black Hawk County property record for 3910 Memory Ln, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,568 sqft Living Area |
| Lot Size | 12,937 sqft (0.297 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $167,000 (2013) |
| Tax Bill | $4,430.00 (2025) |
| Primary APN | 8812-18-376-037 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,568 sqft Living Area |
| 1st Floor | 1,568 sqft 1st Floor |
| Basement Area | 1,568 sqft Basement |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 12,937 sqft (0.297 acres) |
| Depth X Width | 115 ft x 225 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Patio Area | 300 sqft Patio |
| Porch Area | 245 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3910 MEMORY LN |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4847 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CEDAR HILLS SECOND ADDITION A REPLAT OF TRACTS A & B LOT 7 |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 18 |
| Legal Subdivision | CEDAR HILLS SECOND ADDITION |
| Legal Tract | A |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 3001 |
Source: Black Hawk County records · APN 8812-18-376-037
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3910 MEMORY LN, WATERLOO, IA 50702-4847 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 20, 2017 | Deed, Transfer |
| Apr 10, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2013 · Amount on Record |
| Deed Sale | Aug 30, 2013 · Amount on Record |
| Deed Doc Number | 20132014004799 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 20, 2017 |
| Property Address | 3910 MEMORY LN, WATERLOO, IA 50702-4847 |
| Document Number | 201700018344 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 2017-00018344 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1522 SE RIVERSIDE DR, EVANSVILLE, IN 47713-1173 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 10, 2017 |
| Property Address | 3910 MEMORY LN, WATERLOO, IA 50702-4847 |
| Document Number | 201700017674 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 2017-00017674 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16717 E BAYFIELD DR, FOUNTAIN HILLS, AZ 85268-2830 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,430.00 Homeowner's exemption | $270,450 (+18.57%) Land $35,960 Building $234,490 | $270,450 (+18.57%) Land $35,960 Building $234,490 |
| 2024 | $4,430.00 (+8.05%) | ||
| 2023 | $228,090 (+16.61%) Land $30,560 Building $197,530 | $228,090 (+16.61%) Land $30,560 Building $197,530 | |
| 2022 | $4,100.00 Homeowner's exemption | $195,600 Land $30,560 Building $165,040 | |
| 2021 | $195,600 Land $30,560 Building $165,040 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 28% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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