3913 Memory Ln, Waterloo, IA 50702 Property Records

Black Hawk County property record for 3913 Memory Ln, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1981
Square Footage	864 sqft Living Area
Lot Size	5,064 sqft (0.116 acres)
Occupancy	Owner Occupied
Last Sale	$107,500 (2023)
Tax Bill	$2,634.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8812-18-328-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	864 sqft Living Area
1st Floor	864 sqft 1st Floor
Basement Area	864 sqft Basement
Unfinished Basement	864 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment Style
Exterior Material	Composition/Composite Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,064 sqft (0.116 acres)
Deck Area	150 sqft Deck
Patio Area	150 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3913 MEMORY LN
City	WATERLOO
State	IA
Zip	50702-4848
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CEDAR HILLS LAKESIDE ONE CONDO UNIT 3913
Legal Range	12W
Legal Township	88N
Legal Section	18
Legal Subdivision	CEDAR HILLS LAKESIDE ONE CONDO
Legal Lot Number	3913
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	3
Census Block	3003
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8812-18-328-011

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3913 MEMORY LN, WATERLOO, IA 50702-4848
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2023 · Amount on Record
Deed Sale	Aug 30, 2023 · Amount on Record
Prior Sale	Aug 30, 2022 · Amount on Record
Deed Doc Number	20233702
Record Refreshed	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 30, 2022
Property Address	3913 MEMORY LN, WATERLOO, IA 50702-4848
Document Number	202300003702
Instrument Date	Aug 26, 2022
Instrument	202300003702
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Tax	$171.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3913 MEMORY LN, WASHBURN, IA 50702-4848

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,634.00	$120,110 (+7.17%) Land $7,600 Building $112,510	$120,110 (+7.17%) Land $7,600 Building $112,510
2024	$2,634.00 (+44.25%)
2023		$112,070 (+21.78%) Land $7,600 Building $104,470	$112,070 (+21.78%) Land $7,600 Building $104,470
2022	$1,826.00 Homeowner's exemption	$92,030 Land $7,600 Building $84,430
2021			$92,030 Land $7,600 Building $84,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.