Hamilton County property record for 3913 Tower Rd, Cincinnati, OH 45248 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,856 sqft · built 1963 |
| Lot Size | 1.27 acres (55,670 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $94,000 (Dec 2001) |
| Tax Bill | $4,844 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0293-0041-00 |
| Primary APN | 550-0293-0041-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| 1st Floor Area | 1,856 sqft |
| Basement Area | 1,276 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 55,670 sqft (1.27 acres) |
| Patio Area | 584 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3913 TOWER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-2038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWER RD 1.288 ACS PT LOT 1 E L MULLER EST SUB |
| Legal Subdivision | E L MULLER ESTATE SUB |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21101 |
Source: Hamilton County records · APN 550-0293-0041-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3913 TOWER RD, CINCINNATI, OH 45248-2038 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit LCNB NATIONAL BANK |
| Oct 05, 2017 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 05, 2001 · Amount on Record |
| Deed Sale | Dec 05, 2001 · Amount on Record |
| Deed Document Number | 01-222148 |
| Deed Book / Page | 8761 / 02108 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3913 TOWER RD, CINCINNATI, OH 45248-2038 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000099816 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 15567/604 |
| Instrument | 2025-0099816 |
| Name | LCNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEBANON, OH 45036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3913 TOWER RD, CINCINNATI, OH 45248-2038 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001140 |
|---|---|
| Date | Oct 05, 2017 |
| Instrument | 17-0091140 |
| Name | EAGLE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,844.00 (+2.17%) | $92,603 (-) Land $23,548 Building $69,055 | |
| 2024 | $4,741.00 (+0.15%) | $92,603 (-) Land $23,548 Building $69,055 | |
| 2023 | $4,734.00 (+4.18%) | $92,603 (+22.86%) Land $23,548 Building $69,055 | $264,580 (+22.86%) Land $67,280 Building $197,300 |
| 2022 | $4,544.00 Homeowner's exemption | $75,373 Land $20,290 Building $55,083 | |
| 2020 | $215,350 Land $57,970 Building $157,380 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610211013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1982–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | May 2024, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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