Hamilton County property record for 3896 Tower Rd, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,610 sqft · built 1952 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,039 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0293-0003-00 |
| Primary APN | 550-0293-0003-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| 1st Floor Area | 1,610 sqft |
| Basement Area | 1,610 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 56,192 sqft (1.29 acres) |
| Lot Dimensions | 202 ft deep x 200 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
| Porch Area | 136 sqft |
| Patio Area | 595 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3896 TOWER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-2037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWER RD 1.29 ACS R2-T2-S33 NW |
| Legal Range | 02 |
| Legal Township | 02 |
| Legal Section | 33 |
| Legal Subdivision | GREEN TOWNSHIP SEC 33 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21101 |
Source: Hamilton County records · APN 550-0293-0003-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3896 TOWER RD, CINCINNATI, OH 45248-2037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FSLA |
| Apr 29, 2024 | Deed of Trust, Mortgage · Line of Credit NATIONAL BANK |
| Oct 06, 2020 | Deed of Trust, Mortgage CINCINNATI FSLA |
| Feb 12, 2021 | Transfer on Death Deed, Transfer |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FED'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 14, 2006 |
| Deed Sale | Feb 14, 2006 |
| Prior Sale | Aug 25, 1999 |
| Deed Document Number | 82372 |
| Prior Transfer Date | Jan 22, 2001 |
| Prior Transfer Doc | 01-010801 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3896 TOWER RD, CINCINNATI, OH 45248-2037 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000142300 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 14552/450 |
| Instrument | 2021-0142300 |
| Name | CINCINNATI FSLA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3896 TOWER RD, CINCINNATI, OH 45248-2037 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000027931 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | 15155/679 |
| Instrument | 2024-0027931 |
| Name | NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEBANON, OH 45036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3896 TOWER RD, CINCINNATI, OH 45248-2037 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200103242 |
|---|---|
| Date | Oct 06, 2020 |
| Book Page | 14268/2468 |
| Instrument | 2020-0103242 |
| Name | CINCINNATI FSLA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Amount | Amount Recorded |
|---|---|
| Term | 299 Months |
| Due | Sep 25, 2045 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 12, 2021 |
| Property Address | 3896 TOWER RD, CINCINNATI, OH 45248-2037 |
| Document Number | 0000018969 |
| Book / Page | 14354 / 1957 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 2021-0018969 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3896 TOWER RD, CINCINNATI, OH 45248-2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3896 TOWER RD, CINCINNATI, OH 45248-2037 |
| Document Number | 0000086535 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3896 TOWER RD CINCINNATI OH 452482037, CINCINNATI, OH 45248-2037 |
| Document Number | 0000086535 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 014241/003131 |
| Instrument | 86535 |
| Name | CINCINNATI FED'L |
|---|---|
| Address | CINCINNATI, OH 45255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2050 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,039.00 (+1.86%) | $96,093 (-) Land $23,671 Building $72,422 | |
| 2024 | $4,947.00 (+0.34%) | $96,093 (-) Land $23,671 Building $72,422 | |
| 2023 | $4,930.00 (+2.37%) | $96,093 (+20.63%) Land $23,671 Building $72,422 | $274,550 (+20.63%) Land $67,630 Building $206,920 |
| 2022 | $4,816.00 Homeowner's exemption | $79,661 Land $20,395 Building $59,266 | |
| 2020 | $227,600 Land $58,270 Building $169,330 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1982–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | May 2024 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 76 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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