Hamilton County property record for 3863 Tower Rd, Cincinnati, OH 45248 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1946 |
| Square Footage | 1,953 sqft Living Area |
| Lot Size | 24,394 sqft (0.56 acres) |
| Garage | Basement, 1 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,097.00 (2025) |
Source: Hamilton County records · APN 550-0293-0014-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3863 TOWER RD, CINCINNATI, OH 45248-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 09, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2003 |
| Deed Sale | Mar 14, 2003 |
| Prior Sale | Oct 06, 1995 |
| Deed Doc Number | 03-322901 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3863 TOWER RD, CINCINNATI, OH 45248-2024 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3863 TOWER RD, CINCINNATI, OH 45248-2024 |
| Document Number | 0000112043 |
|---|---|
| Date | Dec 09, 2022 |
| Book Page | 14810/162 |
| Instrument | 2022-0112043 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 473 Months |
| Due | May 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3863 TOWER RD, CINCINNATI, OH 45248-2024 |
| Document Number | 0000004366 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3863 TOWER RD CINCINNATI OH 452482024, CINCINNATI, OH 45248-2024 |
| Document Number | 0000004366 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 014083/000711 |
| Instrument | 4366 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,097.00 (+2.55%) | $78,628 (-) Land $15,925 Building $62,703 | |
| 2024 | $3,995.00 (-0.1%) | $78,628 (-) Land $15,925 Building $62,703 | |
| 2023 | $3,999.00 (+6.47%) | $78,628 (+25.61%) Land $15,925 Building $62,703 | $224,650 (+25.61%) Land $45,500 Building $179,150 |
| 2022 | $3,756.00 Homeowner's exemption | $62,598 Land $13,720 Building $48,878 | |
| 2020 | $178,850 Land $39,200 Building $139,650 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 550-0293-0014-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,953 sqft Living Area |
| 1st Floor | 1,566 sqft 1st Floor |
| Attic Area | 387 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 1,426 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1946 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Lot Area | 24,394 sqft (0.56 acres) |
| Depth X Width | 288 ft x 114 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Garage Area | 1 sqft Garage |
| Patio Area | 964 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3863 TOWER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-2024 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TOWER AVE 114.34 X 288.52 IRR R2-T2-S33 NW |
| Legal Range | 02 |
| Legal Township | 02 |
| Legal Section | 33 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | GREEN |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 21101 |
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