Lorain County property record for 3912 Winger Dr, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,024 sqft · built 1991 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,510 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-012-109-016 |
| Primary APN | 02-02-012-109-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,024 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| 2nd Floor Area | 942 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 120 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 168 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3912 WINGER DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-2262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANDY ACRES SUB #4 FRNT 0060.76 DPTH 0120.00 |
| Legal Subdivision | SANDY ACRES SUB #4 FRNT |
| Legal Tract | 2 |
| Legal Block | 109 |
| Legal Lot Number | 143 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 97202 |
3912 Winger Dr is owned and occupied by two individuals.
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3912 WINGER DR, LORAIN, OH 44053-2262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3912 WINGER DR, LORAIN, OH 44053-2262 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000862719 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022-0862719 |
| Name | FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
|---|---|
| Type | Bank |
| Address | LORAIN, OH 44053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
The 2025 property tax bill for 3912 Winger Dr was $2,510.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,510.00 | $65,660 (+0.01%) Land $11,070 Building $54,590 | $187,580 (-) Land $31,620 Building $155,960 |
| 2024 | $2,510.00 (-15.69%) | $65,653 (+13.53%) Land $11,067 Building $54,586 | $187,580 (+13.53%) Land $31,620 Building $155,960 |
| 2023 | $2,977.00 (+0.88%) | $57,828 (%) Land $8,733 Building $49,095 | $165,220 Land $24,950 Building $140,270 |
| 2022 | $2,951.00 | $57,830 Land $8,730 Building $49,100 | |
| 2021 | $165,220 Land $24,950 Building $140,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3912 Winger Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3912 Winger Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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