3812 Winger Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3812 Winger Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,944 sqft · built 1983
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Sep 2013)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`003777-9`

Property Details

APN / Parcel Number

Primary APN	`003777-9`
Alternative APN	`02-02-012-109-021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	2,384 sqft
1st Floor Area	936 sqft
Basement Area	520 sqft
Family Room	Family Room

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	003777-9
Street Address	3812 WINGER DR
City	LORAIN
State	OH
Zip	44053-2264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY ACRES SUB #3 60.76 X 120.00 LOT # 92
Legal Subdivision	SANDY ACRES SUB 3
Legal Tract	02
Legal Block	109
Legal Lot Number	92
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2008
Census Tract	97202

Owner

Source: Lorain County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3812 WINGER DR, LORAIN, OH 44053-2264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 19, 2017	Loan Modification, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2013 · Amount on Record
Deed Sale	Sep 18, 2013 · Amount on Record
Prior Sale	Jan 15, 2013 · Amount on Record
Deed Document Number	2013479228
Prior Transfer Date	May 23, 2001
Prior Transfer Doc	0000754684
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3812 WINGER DR, LORAIN, OH 44053-2264
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 WINGER DR, LORAIN, OH 44053-2264

Mortgage

Document Number	0000922308
Date	Jul 14, 2023
Instrument	2023-0922308

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Oct 1, 2051

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	3812 WINGER DR, LORAIN, OH 44053-2264
Document Number	0000619465
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 WINGER DR LORAIN OH 440532264, LORAIN, OH 44053-2264

Mortgage

Document Number	0000619465
Date	Feb 17, 2017
Instrument	619465

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,263.00	$59,190 (+%) Land $11,070 Building $48,120	$169,110 (-) Land $31,620 Building $137,490
2024	$2,263.00 (-2.58%)	$59,189 (+31.18%) Land $11,067 Building $48,122	$169,110 (+31.18%) Land $31,620 Building $137,490
2023	$2,323.00 (+0.87%)	$45,119 (%) Land $8,733 Building $36,386	$128,910 (-) Land $24,950 Building $103,960
2022	$2,303.00	$45,120 Land $8,730 Building $36,390
2021			$128,910 Land $24,950 Building $103,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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