3902 Winger Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3902 Winger Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,402 sqft · built 1988
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$127,800 (Oct 2001)
Tax Bill	$2,285 (2025)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-02-012-109-017`

Property Details

APN / Parcel Number

Primary APN	`02-02-012-109-017`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,402 sqft Living Area
1st Floor Area	648 sqft
2nd Floor Area	786 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	296 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	180 sqft
Patio Area	1,030 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3902 WINGER DR
City	LORAIN
State	OH
Zip	44053-2262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY ACRES SUB #4 FRNT 0060.76 DPTH 0120.00
Legal Subdivision	SANDY ACRES SUBDIVISION #4
Legal Tract	2
Legal Block	109
Legal Lot Number	144
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2008
Census Tract	97202

Owner

Source: Lorain County records · APN 02-02-012-109-017

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3902 WINGER DR, LORAIN, OH 44053-2262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2001 · Amount on Record
Deed Sale	Oct 18, 2001 · Amount on Record
Prior Sale	Feb 05, 1996 · Amount on Record
Deed Document Number	784427
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3902 WINGER DR, LORAIN, OH 44053-2262
Document Number	0000759226
Instrument Date	May 01, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3902 WINGER DR LORAIN OH 440532262, LORAIN, OH 44053-2262

Mortgage

Document Number	0000759226
Date	May 06, 2020
Instrument	759226

Lender

Name	FIRST FED'L S&L ASSN/LORAIN
Address	LORAIN, OH 44053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 05, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,285.00	$59,780 (-) Land $11,070 Building $48,710	$170,800 (-) Land $31,620 Building $139,180
2024	$2,285.00 (-3.79%)	$59,780 (+29.61%) Land $11,067 Building $48,713	$170,800 (+29.61%) Land $31,620 Building $139,180
2023	$2,375.00 (+0.89%)	$46,124 (+0.01%) Land $8,733 Building $37,391	$131,780 (-) Land $24,950 Building $106,830
2022	$2,354.00	$46,120 Land $8,730 Building $37,390
2021			$131,780 Land $24,950 Building $106,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 403 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LORAIN CITY PWS serves 64,152 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.