3912 S Christopher Cir, Independence, MO 64055 Property Records

Jackson County property record for 3912 S Christopher Cir, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,018 sqft · built 1964
Lot Size	0.418 acres (18,202 sqft)
Owner	Company Name on Record
Last Sale	$345,800 (Jun 2026)
Tax Bill	$2,998 (2025)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-130-02-18`

Property Details

APN / Parcel Number

Primary APN	`33-130-02-18`
Alternative APNs	`33-130-02-18-00-0-00-000` `33130021800000001` `876014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,018 sqft Living Area
1st Floor Area	1,346 sqft
Basement Area	1,346 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,202 sqft (0.418 acres)
Lot Dimensions	134 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	876014
Street Address	3912 S CHRISTOPHER CIR
City	INDEPENDENCE
State	MO
Zip	64055-4132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONY EAST LOT 7
Legal Subdivision	COLONY EAST
Legal Block	4
Legal Lot Number	7
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4009
Census Tract	14601

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	320 ARMOUR RD, KANSAS CITY, MO 64116-3515
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF OMAHA
Sep 9, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jun 17, 2017	Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Jul 3, 2013
Deed Document Number	202645112
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 16, 2026
Property Address	3912 S CHRISTOPHER CIR, INDEPENDENCE, MO 64055-4132
Document Number	0000045112
Instrument Date	Jun 12, 2026
Instrument	202645112
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	ALLIANCE NATIONAL TITLE LLC, ALLIANCE NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	320 ARMOUR RD, KANSAS CITY, MO 64116-3515

Mortgage

Document Number	0000045548,
Date	Jun 16, 2026
Instrument	2026E45548

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3912 S CHRISTOPHER CIR, INDEPENDENCE, MO 64055-4132
Document Number	0000E86440
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3912 S CHRISTOPHER CIR INDEPENDENCE MO 640554132, INDEPENDENCE, MO 64055-4132

Mortgage

Document Number	0000E86440
Date	Sep 23, 2020
Instrument	86440E

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3912 S CHRISTOPHER CIR, INDEPENDENCE, MO 64055-4132
Document Number	0000E56543
Instrument Date	Jun 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 10, 2017
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3912 S CHRISTOPHER CIR INDEPENDENCE MO 640554132, INDEPENDENCE, MO 64055-4132

Mortgage

Document Number	0000E56543
Date	Jun 23, 2017
Instrument	56543E

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,961 (-) Land $5,905 Building $36,056	$220,850 (-)
2025	$2,998.00 (-10.61%)	$41,961 (-13.34%) Land $5,905 Building $36,056	$220,850 (-13.33%)
2024	$3,354.00 (+2.32%)
2023	$3,278.00 (+39.91%)	$48,418 (+52.59%) Land $5,126 Building $43,292	$254,830 (+52.59%)
2022	$2,343.00	$31,731 Land $5,805 Building $25,926
2021			$167,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1982)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Wisper ISP.

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