3908 S Christopher Cir, Independence, MO 64055 Property Records

Jackson County property record for 3908 S Christopher Cir, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1964
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Last Sale	$181,700 (Oct 2019)
Tax Bill	$2,767 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-130-02-19`

Property Details

APN / Parcel Number

Primary APN	`33-130-02-19`
Alternative APNs	`33-130-02-19-00-0-00-000` `33130021900000001` `876015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	3,616 sqft
1st Floor Area	1,528 sqft
Basement Area	1,528 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	138 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	876015
Street Address	3908 S CHRISTOPHER CIR
City	INDEPENDENCE
State	MO
Zip	64055-4132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONY EAST LOT 8
Legal Subdivision	COLONY EAST
Legal Block	4
Legal Lot Number	8
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4009
Census Tract	14601

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3908 S CHRISTOPHER CIR, INDEPENDENCE, MO 64055-4132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Jan 24, 2022	Warranty Deed, Transfer
Oct 1, 2019	Warranty Deed, Transfer COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	Feb 19, 2008
Deed Document Number	2019E79193
Prior Transfer Date	Feb 14, 2008
Prior Transfer Doc	0000E18252
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3908 S CHRISTOPHER CIR, INDEPENDENCE, MO 64055-4132
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	NOT AVAILABLE, TRUSTED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 S CHRISTOPHER CIR, INDEPENDENCE, MO 64055-4132
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0080048
Date	Nov 3, 2023
Instrument	2023E0080048

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Sep 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 24, 2022
Property Address	3908 S CHRISTOPHER CIR, INDEPENDENCE, MO 64055-4132
Document Number	00E0007334
Instrument Date	Jan 21, 2022
Instrument	2022E0007334
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3908 S CHRISTOPHER CIR, INDEPENDENCE, MO 64055-4132

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 1, 2019
Property Address	3908 S CHRISTOPHER CIR, INDEPENDENCE, MO 64055-4132
Document Number	0000E79193
Instrument Date	Sep 30, 2019
Instrument	79193E
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 S CHRISTOPHER CIR INDEPENDENCE MO 640554132, INDEPENDENCE, MO 64055-4132

Mortgage

Document Number	E79194
Date	Oct 1, 2019
Instrument	79194E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,720 (-) Land $5,459 Building $33,261	$203,790 (-)
2025	$2,767.00 (+7.96%)	$38,720 (+4.65%) Land $5,459 Building $33,261	$203,790 (+4.65%)
2024	$2,563.00 (+2.32%)
2023	$2,505.00 (+11.58%)	$37,001 (+21.71%) Land $4,359 Building $32,642	$194,740 (+21.71%)
2022	$2,245.00	$30,401 Land $4,741 Building $25,660
2021			$160,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1982)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Wisper ISP.

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