3905 S Christopher Cir, Independence, MO 64055 Property Records

Jackson County property record for 3905 S Christopher Cir, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,120 sqft · built 1963
Lot Size0.24 acres (10,447 sqft)
OwnerIndividual Name on Record
Last Sale$122,500 (Jun 2010)
Tax Bill$1,943 (2024)
Deeds & MortgagesFeb 2021 Sale
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN33-130-02-13

Property Details

APN / Parcel Number

Primary APN33-130-02-13
Alternative APNs
  • 33-130-02-13-00-0-00-000
  • 33130021300000001
  • 876011

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,024 sqft
Basement Area1,024 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeSteel Frame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,447 sqft (0.24 acres)
Lot Dimensions133 ft deep x 80 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area58 sqft
Deck Area129 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number876011
Street Address3905 S CHRISTOPHER CIR
CityINDEPENDENCE
StateMO
Zip64055-4169
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLONY EAST LOT 2
Legal SubdivisionCOLONY EAST
Legal Block4
Legal Lot Number2
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group4
Census Block4009
Census Tract14601

Owner

Source: Jackson County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3905 S CHRISTOPHER CIR, INDEPENDENCE, MO 64055-4169
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Beneficiary Deed, Transfer
Sep 23, 2019Deed of Trust, Mortgage
NBKC BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2010 · Amount on Record
Deed SaleJun 4, 2010 · Amount on Record
Deed Document Number201053450
Last Transfer DateFeb 9, 2021
Transfer Doc00E0018899
Record UpdatedJun 8, 2026

February 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionJACKSON MO
Recording DateFeb 22, 2021
Property Address3905 S CHRISTOPHER CIR, INDEPENDENCE, MO 64055-4169
Document Number00E0018899
Instrument DateFeb 7, 2021
Instrument2021E0018899
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 S CHRISTOPHER CIR, INDEPENDENCE, MO 64055-4169

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address3905 S CHRISTOPHER CIR, INDEPENDENCE, MO 64055-4169
Document Number0000E78404
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedOct 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 S CHRISTOPHER CIR INDEPENDENCE MO 640554169, INDEPENDENCE, MO 64055-4169

Mortgage

Document Number0000E78404
DateSep 30, 2019
Instrument78404E
Lender
NameNBKC BK
AddressKANSAS CITY, MO 64114
Agreement
AmountAmount Recorded
Term240 Months
DueSep 29, 2039

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,996 (+14.05%) Land $5,331 Building $26,665$168,400 (+14.05%)
2024$1,943.00 (+2.32%)
2023$1,899.00$28,054 Land $3,886 Building $24,168$147,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1982)
Claims Outside the SFHA6 of 7
Most Recent ClaimAug 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile, Verizon, Wisper ISP.

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