3912 Banyan Tree Dr, Modesto, CA 95355 Property Records

Stanislaus County property record for 3912 Banyan Tree Dr, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,547 sqft · built 2019
Lot Size	0.155 acres (6,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Nov 2019)
Tax Bill	$7,063 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Sep 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`085-048-077-000`

Property Details

APN / Parcel Number

Primary APN	`085-048-077-000`
Alternative APN	`0854877000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,547 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	6,731 sqft (0.155 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	3912 BANYAN TREE DR
City	MODESTO
State	CA
Zip	95355-8507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FALLING LEAF (42M88) BLK 11355 LOT 10
Legal Subdivision	FALLING LEAF
Legal Block	11355
Legal Lot Number	10
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4003
Census Tract	913

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3912 BANYAN TREE DR, MODESTO, CA 95355-8507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE GOLDEN 1 CU
Sep 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ONE AMERICAN BANK
Nov 15, 2019	Grant Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
May 7, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on Record
Deed Sale	Nov 15, 2019 · Amount on Record
Prior Sale	May 7, 2019 · Amount on Record
Deed Document Number	201980620
Last Transfer Date	Jul 20, 2020
Transfer Doc	0000054572
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3912 BANYAN TREE DR, MODESTO, CA 95355-8507
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3912 BANYAN TREE DR, MODESTO, CA 95355-8507

Mortgage

Document Number	0000050732
Date	Oct 16, 2025
Instrument	2025-0050732

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	MODESTO, CA 95355

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3912 BANYAN TREE DR, MODESTO, CA 95355-8507
Transaction Type	Mortgage
Record Updated	Oct 5, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3912 BANYAN TREE DR, MODESTO, CA 95355-8507

Mortgage

Document Number	0000063634
Date	Sep 23, 2022
Instrument	2022-0063634

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3912 BANYAN TREE DR, MODESTO, CA 95355-8507
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3912 BANYAN TREE DR, MODESTO, CA 95355-8507

Mortgage

Document Number	0000085142
Date	Sep 7, 2021
Instrument	2021-0085142

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jul 29, 2020
Property Address	3912 BANYAN TREE DR, MODESTO, CA 95355-8507
Document Number	0000054572
Map Reference	VOL 42 PG 88
Instrument Date	Jul 20, 2020
Instrument	2020-0054572
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3912 BANYAN TREE DR, MODESTO, CA 95355-8507

Mortgage

Document Number	0000054573
Date	Jul 29, 2020
Instrument	2020-0054573

Lender

Name	ONE AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 15, 2019
Property Address	3912 BANYAN TREE DR, MODESTO, CA 95355-8507
Document Number	0000080620
Map Reference	VOL 42 PG 88
Instrument Date	Nov 12, 2019
Instrument	2019-0080620
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3912 BANYAN TREE DR, MODESTO, CA 95355-8507

Mortgage

Document Number	0000080621
Date	Nov 15, 2019
Instrument	2019-0080621

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 7, 2019
Property Address	3912 BANYAN TREE DR, MODESTO, CA 95355-8507
Document Number	0000028096
Instrument Date	Apr 26, 2019
Instrument	28096
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$1,800.15
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1701 W MARCH LN #D STOCKTON CA 952076416, D, STOCKTON, CA 95207-6416
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,063.00 (+2.73%)	$503,021 (+2%) Land $166,752 Building $336,269
2025	$6,875.00 (+3.8%)	$493,159 (+4.04%) Land $163,483 Building $329,676
2023	$6,623.00 (+3.97%)	$474,011 Land $157,136 Building $316,875
2022	$6,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Ayera Technologies.

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