3845 Banyan Tree Dr, Modesto, CA 95355 Property Records

Stanislaus County property record for 3845 Banyan Tree Dr, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,103 sqft · built 2003
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Feb 2026)
Tax Bill	$5,980 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`085-048-029-000`

Property Details

APN / Parcel Number

Primary APN	`085-048-029-000`
Alternative APNs	`0854829000` `0854829`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,103 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3845 BANYAN TREE DR
City	MODESTO
State	CA
Zip	95355-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANYON ESTATES (40M55) BLK 11354 LOT 12
Legal Subdivision	BANYON ESTATES
Legal Block	11354
Legal Lot Number	12
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4002
Census Tract	913

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3845 BANYAN TREE DR, MODESTO, CA 95355-9004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Feb 27, 2026	Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Aug 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage VALLEY FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Mar 18, 2004 · Amount on Record
Deed Document Number	202611704
Prior Transfer Date	Feb 25, 2026
Prior Transfer Doc	0000011703
Record Updated	Oct 29, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 27, 2026
Property Address	3845 BANYAN TREE DR, MODESTO, CA 95355-9004
Document Number	0000011704
Map Reference	VOL 40 PG 55
Instrument Date	Feb 25, 2026
Instrument	2026-0011704
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845 BANYAN TREE DR, MODESTO, CA 95355-9004

Mortgage

Document Number	0000011705
Date	Feb 27, 2026
Instrument	2026-0011705

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Feb 27, 2026
Property Address	3845 BANYAN TREE DR, MODESTO, CA 95355-9004
Document Number	0000011703
Map Reference	VOL 40 PG 55
Instrument Date	Feb 25, 2026
Instrument	2026-0011703
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845 BANYAN TREE DR, MODESTO, CA 95355-9004

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Aug 19, 2020
Property Address	3845 BANYAN TREE DR, MODESTO, CA 95355-9004
Document Number	0000061412
Map Reference	VOL 40 PG 55
Instrument Date	Aug 13, 2020
Instrument	2020-0061412
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845 BANYAN TREE DR, MODESTO, CA 95355-9004

Mortgage

Document Number	0000061413
Date	Aug 19, 2020
Instrument	2020-0061413

Lender

Name	VALLEY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,980.00 (+2.27%)	$501,035 (+2%) Land $123,259 Building $377,776
2025	$5,847.00 (+4.11%)	$491,212 (+4.04%) Land $120,843 Building $370,369
2023	$5,616.00 (+4.21%)	$472,139 Land $116,151 Building $355,988
2022	$5,389.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Ayera Technologies.

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