Mecklenburg County property record for 3912 Arborway, Charlotte, NC 28211
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 7,480 sqft · built 2017 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,375,000 (Apr 2018) |
| Tax Bill | $24,483 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2021 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 183-071-14 |
| Primary APN | 183-071-14 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 7,480 sqft Living Area |
| 1st Floor Area | 3,524 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Area | 739 sqft |
| Porch | Enclosed/Finished Porch |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3912 ARBORWAY |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28211-3802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L5 B9 M8-509 |
| Legal Subdivision | BERKSHIRE REALTY CORP |
| Legal Block | 9 |
| Legal Lot Number | 5 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2903 |
Source: Mecklenburg County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3912 ARBORWAY, CHARLOTTE, NC 28211-3802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Jul 14, 2021 | Intrafamily Transfer, Transfer |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 20, 2018 | Warranty Deed, Transfer · ARM SUNTRUST MORTGAGE INC |
| Mar 16, 2017 | Trustee's Deed, Construction Loan · Line of Credit COLORADO FSB |
| Jan 12, 2017 | Warranty Deed, Transfer · Construction Mortgage COLORADO FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2018 · Amount on Record |
| Deed Sale | Apr 20, 2018 · Amount on Record |
| Prior Sale | Jan 12, 2017 · Amount on Record |
| Deed Document Number | 201847737 |
| Deed Book / Page | 32619 / 103 |
| Last Transfer Date | Sep 7, 2021 |
| Transfer Doc | 0000175773 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 14, 2021 |
| Property Address | 3912 ARBORWAY, CHARLOTTE, NC 28211-3802 |
| Document Number | 0000175773 |
| Book / Page | 36524 / 743 |
| Map Reference | MB 8 PG 509 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 2021175773 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3912 ARBORWAY, CHARLOTTE, NC 28211-3802 |
| Document Number | 0000175774 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021175774 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 14, 2021 |
| Property Address | 3912 ARBORWAY, CHARLOTTE, NC 28211-3802 |
| Document Number | 0000135766 |
| Book / Page | 36291 / 744 |
| Map Reference | MB 8 PG 509 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 2021135766 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3912 ARBORWAY, CHARLOTTE, NC 28211-3802 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3912 ARBORWAY, CHARLOTTE, NC 28211-3802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000104402 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 34790/490 |
| Instrument | 2020104402 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 20, 2018 |
| Property Address | 3912 ARBORWAY, CHARLOTTE, NC 28211-3802 |
| Document Number | 0000047737 |
| Book / Page | 32619 / 103 |
| Map Reference | MB8 PG509 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 2018047737 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | BARRISTERS TITLE SVCS OF THE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1834 HSOREHAM DR, 1834, CHARLOTTE, NC 28211 |
| Name | Verified Name |
|---|---|
| Address | 3912 ARBORWAY, CHARLOTTE, NC 28211-3802 |
| Document Number | 0000047738 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 2018047738 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 16, 2017 |
| Property Address | 3912 ARBORWAY, CHARLOTTE, NC 28211-3802 |
| Book / Page | 031642 / 000022 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 33887 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 922 E PARK AVE CHARLOTTE NC 282035258, CHARLOTTE, NC 28203-5258 |
| Document Number | 0000033887 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 031642/000022 |
| Instrument | 33887 |
| Name | COLORADO FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | 5174 HILLSDALE CIR, EL DORADO HILLS, CA 95762-5713 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 15, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 12, 2017 |
| Property Address | 3912 ARBORWAY, CHARLOTTE, NC 28211-3802 |
| Document Number | 0000004732 |
| Book / Page | 031494 / 000406 |
| Instrument Date | Jan 12, 2016 |
| Instrument | 4732 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2017 |
| Title Company | BARRISTER TITLE SERVICES, BARRISTERS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,646.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1834 SHOREHAM DR CHARLOTTE NC 282112134, CHARLOTTE, NC 28211-2134 |
| Document Number | 4733, |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 031494/000408 |
| Instrument | 4733 |
| Name | COLORADO FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | EL DORADO HILLS, CA 95762 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 11, 2018 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,213,200 Land $1,530,000 Building $1,683,200 | $3,213,200 Land $1,530,000 Building $1,683,200 | |
| 2024 | $24,483.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Jan 1987 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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