3921 Arborway, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 3921 Arborway, Charlotte, NC 28211

Property Summary

Property TypeSingle Family Home
Details2 bd · 4 ba · 4,294 sqft · built 1958
Lot Size0.691 acres (30,134 sqft)
Owner2 Individual Names on Record
Last Sale$601,000 (Jun 2019)
Tax Bill$18,798 (2023)
Deeds & MortgagesDec 2020 Mortgage
Nov 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN183-073-04

Property Details

APN / Parcel Number

Primary APN183-073-04

Interior

Bedrooms2 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,294 sqft Heated Area
Gross Area4,370 sqft
1st Floor Area3,068 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area30,134 sqft (0.691 acres)
PorchPorch
Porch Area204 sqft
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number183-073-04
Street Address3921 ARBORWAY
CityCHARLOTTE
StateNC
Zip28211-3801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL22 B6 M8-111
Legal SubdivisionFOXCROFT HILLS
Legal Block6
Legal Lot Number22
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1001
Census Tract2903

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3921 ARBORWAY, CHARLOTTE, NC 28211-3801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Nov 29, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Jun 3, 2019Warranty Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2019 · Amount on Record
Deed SaleJun 3, 2019 · Amount on Record
Deed Document Number0033558208
Deed Book / Page33558 / 208
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3921 ARBORWAY, CHARLOTTE, NC 28211-3801
Transaction TypeMortgage
Record UpdatedFeb 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000219995
DateDec 29, 2020
Book Page35480/883
Instrument2020219995
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3921 ARBORWAY, CHARLOTTE, NC 28211-3801
Document Number0000167511
Instrument DateNov 29, 2019
Transaction TypeMortgage
Record UpdatedDec 31, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address3921 ARBORWAY CHARLOTTE NC 282113801, CHARLOTTE, NC 28211-3801

Mortgage

Document Number0000167511
DateDec 9, 2019
Book Page034104/000328
Instrument167511
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 8, 2049
Interest
Rate TypeAdjustable Rate

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 3, 2019
Property Address3921 ARBORWAY, CHARLOTTE, NC 28211-3801
Document Number0000067594
Book / Page033558 / 000208
Instrument DateJun 3, 2019
Instrument67594
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,202.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3921 ARBORWAY CHARLOTTE NC 282113801, CHARLOTTE, NC 28211-3801

Mortgage

Document Number67595
DateJun 3, 2019
Book Page033558/000210
Instrument67595
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 2, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims22 (1982–2025)
Claims Outside the SFHA7 of 22
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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