Mecklenburg County property record for 3840 Arborway, Charlotte, NC 28211
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,222 sqft · built 1964 |
| Lot Size | 0.694 acres (30,274 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,067,500 (Jun 2015) |
| Tax Bill | $19,041 (2023) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 183-071-17 |
| Primary APN | 183-071-17 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,222 sqft Heated Area |
| Gross Area | 6,346 sqft |
| 1st Floor Area | 1,710 sqft |
| Upper Floors Area | 1,940 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Shingle |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 30,274 sqft (0.694 acres) |
| Porch | Porch |
| Porch Area | 663 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 183-071-17 |
|---|---|
| Street Address | 3840 ARBORWAY |
| City | CHARLOTTE |
| State | NC |
| Zip | 28211-3772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L2 B9 M8-509 |
| Legal Subdivision | BERKSHIRE REALTY CORP |
| Legal Block | 9 |
| Legal Lot Number | 2 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2903 |
Source: Mecklenburg County records · APN 183-071-17
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3840 ARBORWAY, CHARLOTTE, NC 28211-3772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GOLDMAN SACHS BANK USA |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Mar 07, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2015 · Amount on Record |
| Deed Sale | Jun 12, 2015 · Amount on Record |
| Prior Sale | Jan 31, 2003 · Amount on Record |
| Deed Document Number | 0030045369 |
| Deed Book / Page | 30045 / 369 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3840 ARBORWAY, CHARLOTTE, NC 28211-3772 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000053200 |
|---|---|
| Date | Apr 06, 2022 |
| Book Page | 37227/489 |
| Instrument | 2022053200 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10282 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.65% |
| Type Change Date | May 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.65% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.65% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3840 ARBORWAY, CHARLOTTE, NC 28211-3772 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000131786 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 34954/13 |
| Instrument | 2020131786 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3840 ARBORWAY, CHARLOTTE, NC 28211-3772 |
| Document Number | 0000027191 |
| Instrument Date | Mar 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2019 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3840 ARBORWAY CHARLOTTE NC 282113772, CHARLOTTE, NC 28211-3772 |
| Document Number | 0000027191 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | 033342/000896 |
| Instrument | 27191 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Jan 1987 · tidal / storm surge |
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 163 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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