3911 Forest Ave, Cincinnati, OH 45212 Property Records

Hamilton County property record for 3911 Forest Ave, Cincinnati, OH 45212

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,800 sqft · built 1905
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Dec 2020)
Tax Bill	$5,430 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`651-0040-0017-00`

Property Details

APN / Parcel Number

Primary APN	`651-0040-0017-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
1st Floor Area	1,149 sqft
2nd Floor Area	1,130 sqft
Attic	Attic
Attic Area	521 sqft
Basement Area	1,101 sqft

Exterior

Year Built	Built 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	120 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3911 FOREST AVE
City	CINCINNATI
State	OH
Zip	45212-3930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3911 FOREST AVE 50 X 140 LOT 329 ELSMERE SUB
Legal Subdivision	ELSMERE SUB
Legal Lot Number	329
Jurisdiction	HAMILTON OH
Township / Civil Division	NORWOOD
Census Block Group	3
Census Block	3004
Census Tract	25402

Owner

3911 Forest Ave is owned and occupied by an individual who bought it in December 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3911 FOREST AVE, CINCINNATI, OH 45212-3930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Dec 17, 2020	Survivorship Deed, Transfer · Line of Credit GUARANTEED RATE INC
Nov 23, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on File
Deed Sale	Dec 17, 2020 · Amount on File
Prior Sale	Nov 23, 2020 · Amount on File
Deed Document Number	2020-0133054
Deed Book / Page	14317 / 1730
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3911 FOREST AVE, CINCINNATI, OH 45212-3930
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 FOREST AVE, CINCINNATI, OH 45212-3930

Mortgage

Document Number	0000021644
Date	Mar 31, 2023
Book Page	14885/212
Instrument	2023-0021644

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 17, 2020
Property Address	3911 FOREST AVE, CINCINNATI, OH 45212-3930
Document Number	0000133054
Book / Page	14317 / 1730
Map Reference	VOL 2 PG 35&36
Instrument Date	Nov 30, 2020
Instrument	2020-0133054
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	CINCINNATUS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 FOREST AVE, CINCINNATI, OH 45212-3930

Mortgage

Document Number	0000133055
Date	Dec 17, 2020
Instrument	2020-0133055

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 23, 2020
Property Address	3911 FOREST AVE, CINCINNATI, OH 45212-3930
Document Number	0000122836
Book / Page	014301 / 001752
Instrument Date	Oct 16, 2020
Instrument	122836
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,000.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 ADAMS XING #8800 CINCINNATI OH 452021672, 8800, CINCINNATI, OH 45202-1672

Tax Assessment & Valuation

The 2025 property tax bill for 3911 Forest Ave was $5,430, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Norwood City
Unified School District	Norwood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,430.00 (+2.88%)	$104,965 (-) Land $28,553 Building $76,412
2024	$5,278.00 (-2.58%)	$104,965 (-) Land $28,553 Building $76,412
2023	$5,418.00 (+0.54%)	$104,965 (+19.64%) Land $28,553 Building $76,412	$299,900 Land $81,580 Building $218,320
2022	$5,389.00 Homeowner's exemption	$87,735 Land $12,947 Building $74,788
2020			$250,670 Land $36,990 Building $213,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3911 Forest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3911 Forest Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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