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3910 Spring Garden Ln, Estero, FL 33928 Property Records

Lee County property record for 3910 Spring Garden Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,149 sqft · built 1995
Lot Size0.213 acres (9,274 sqft)
Owner2 Individual Names on File
Last Sale$347,000 (Mar 2021)
Tax Bill$4,281 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Dec 2019 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN04-47-25-E1-05001.0140

Property Details

APN / Parcel Number

Primary APN04-47-25-E1-05001.0140
Alternative APNs
  • 250447E1050010140
  • 10276934

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,149 sqft Living Area
Gross Area2,645 sqft
1st Floor Area1,784 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,274 sqft (0.213 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area420 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10276934
Street Address3910 SPRING GARDEN LN
CityESTERO
StateFL
Zip33928-2394
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2
Legal DescriptionFOUNTAIN LAKES TR K BLK 1 PB 43 PG 32 LOT 14
Legal Range25E
Legal Township47S
Legal Section04
Legal SubdivisionFOUNTAIN LAKES
Legal TractK
Legal Block1
Legal Lot Number14
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group3
Census Block3014
Census Tract50320

Owner

Source: Lee County records · APN 04-47-25-E1-05001.0140

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3910 SPRING GARDEN LN, ESTERO, FL 33928-2394
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Warranty Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 05, 2019Warranty Deed, Transfer
ACCESS TITLE AGENCY LLC, ACCESS TITLE AGCY LLC
Aug 30, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 22, 2021 · Amount on Record
Deed SaleMar 22, 2021 · Amount on Record
Prior SaleDec 05, 2019 · Amount on Record
Deed Document Number202188805
Prior Transfer DateAug 24, 2018
Prior Transfer Doc0000209726
Record UpdatedSep 20, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMar 22, 2021
Property Address3910 SPRING GARDEN LN, ESTERO, FL 33928-2394
Document Number0000088805
Map ReferenceMB 43 PG 31-34
Instrument DateMar 01, 2021
Instrument2021000088805
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyMARKETPLACE TITLE LLC, MARKETPLACE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,429.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10720 PARROT COVE CIR, 10720, ESTERO, FL 33928-2482

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3910 SPRING GARDEN LN, ESTERO, FL 33928-2394

Mortgage

Document Number0000088806
DateMar 22, 2021
Instrument2021000088806
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateDec 05, 2019
Property Address3910 SPRING GARDEN LN, ESTERO, FL 33928-2394
Document Number0000278296
Instrument DateDec 03, 2019
Instrument278296
Transaction TypeTransfer
Record UpdatedDec 28, 2019
Title CompanyACCESS TITLE AGENCY LLC, ACCESS TITLE AGCY LLC

Transaction

AmountAmount Recorded
Tax$2,152.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3910 SPRING GARDEN LN ESTERO FL 339282394, ESTERO, FL 33928-2394

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEE FL
Recording DateAug 30, 2018
Property Address3910 SPRING GARDEN LN, ESTERO, FL 33928-2394
Document Number0000209726
Instrument DateAug 24, 2018
Instrument209726
Transaction TypeTransfer
Record UpdatedSep 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3910 SPRING GARDEN LN ESTERO FL 339282394, ESTERO, FL 33928-2394

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,281.00 (+7.08%) Homeowner's exemption$340,852 (+5.99%)$376,206 (-1.29%) Land $82,365 Building $293,841
2023$3,998.00 (-0.55%) Homeowner's exemption$321,598 (+3%)$381,121 (+22.06%) Land $180,846 Building $200,275
2022$4,020.00$312,231 Land $99,482 Building $212,749$312,231 Land $99,482 Building $212,749

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies70 in force
Nearby Flood Claims2 (2015–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2025 · other causes

Wildfire

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
AT&T
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

Based on FCC filings for 264 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBONITA SPRINGS UTILITIES
serves 76,033 people
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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