3900 Spring Garden Ln, Estero, FL 33928 Property Records

Lee County property record for 3900 Spring Garden Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,963 sqft · built 1995
Lot Size0.213 acres (9,274 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Mar 2021)
Tax Bill$4,481 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN04-47-25-E1-05001.0130

Property Details

APN / Parcel Number

Primary APN04-47-25-E1-05001.0130
Alternative APNs
  • 250447E1050010130
  • 10276933

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,963 sqft Living Area
Gross Area2,556 sqft
1st Floor Area1,561 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,274 sqft (0.213 acres)
Garage TypeAttached
Garage Area497 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area462 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10276933
Street Address3900 SPRING GARDEN LN
CityESTERO
StateFL
Zip33928-2394
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2
Legal DescriptionFOUNTAIN LAKES TR K BLK 1 PB 43 PG 32 LOT 13
Legal Range25E
Legal Township47S
Legal Section04
Legal SubdivisionFOUNTAIN LAKES
Legal TractK
Legal Block1
Legal Lot Number13
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group3
Census Block3014
Census Tract50320

Owner

Source: Lee County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3900 SPRING GARDEN LN, ESTERO, FL 33928-2394
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 23, 2021 · Amount on Record
Deed SaleMar 23, 2021 · Amount on Record
Prior SaleJul 20, 2004 · Amount on Record
Deed Document Number202190144
Prior Transfer DateJul 12, 2002
Prior Transfer Doc3695002653
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMar 23, 2021
Property Address3900 SPRING GARDEN LN, ESTERO, FL 33928-2394
Document Number0000090144
Map ReferenceMB 43 PG 31-34
Instrument DateMar 5, 2021
Instrument2021000090144
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyMARKETPLACE TITLE LLC, MARKETPLACE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3900 SPRING GARDEN LN, 3900, ESTERO, FL 33928-2394

Transferred To (Grantee/Buyer)

NameVerified Name
Address21700 INDIAN BAYOU DR, FORT MYERS BEACH, FL 33931-4215

Mortgage

Document Number0000090145
DateMar 23, 2021
Instrument2021000090145
Lender
NameTHE EQUITABLE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,481.00 (-7.63%) Homeowner's exemption$356,267 (-3.3%) Land $82,365 Building $273,902$356,267 (-3.3%) Land $82,365 Building $273,902
2023$4,851.00 (+13.24%)$368,432 (+22.06%) Land $208,198 Building $160,234$368,432 (+22.06%) Land $208,198 Building $160,234
2022$4,284.00$301,840 Land $99,482 Building $202,358$301,840 Land $99,482 Building $202,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies70 in force
Nearby Flood Claims2 (2015–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONITA SPRINGS UTILITIES
serves 76,033 people · EPA ID FL5360025
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
AT&T
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

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