3901 Spring Garden Ln, Estero, FL 33928 Property Records

Lee County property record for 3901 Spring Garden Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,531 sqft · built 1990
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Company Names on Record
Last Sale	$360,000 (May 2019)
Tax Bill	$4,427 (2025)
Deeds & Mortgages	Mar 2024 Transfer Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`04-47-25-E1-05002.0180`

Property Details

APN / Parcel Number

Primary APN	`04-47-25-E1-05002.0180`
Alternative APNs	`250447E1050020180` `04472505000020180` `10276957`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,531 sqft Living Area
Gross Area	4,948 sqft
1st Floor Area	2,427 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Florida Room
Porch Area	1,369 sqft
Patio Area	949 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10276957
Street Address	3901 SPRING GARDEN LN
City	ESTERO
State	FL
Zip	33928-2395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	FOUNTAIN LAKES TR K BLK 2 PB 43 PG 33 LOT 18
Legal Range	25E
Legal Township	47S
Legal Section	04
Legal Subdivision	FOUNTAIN LAKES
Legal Tract	K
Legal Block	2
Legal Lot Number	18
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	3
Census Block	3011
Census Tract	50320

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3901 SPRING GARDEN LN, ESTERO, FL 33928-2395
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
May 22, 2019	Warranty Deed, Transfer LEGACY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	May 19, 1994 · Amount on Record
Deed Document Number	2019116501
Last Transfer Date	Feb 23, 2024
Transfer Doc	0000058973
Record Updated	Jun 8, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Mar 1, 2024
Property Address	3901 SPRING GARDEN LN, ESTERO, FL 33928-2395
Document Number	0000058973
Map Reference	MB 43 PG 31-34
Instrument Date	Feb 23, 2024
Instrument	2024000058973
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3901 SPRING GARDEN LN, ESTERO, FL 33928-2395

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3901 SPRING GARDEN LN, ESTERO, FL 33928-2395

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	3901 SPRING GARDEN LN, ESTERO, FL 33928-2395
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 SPRING GARDEN LN, ESTERO, FL 33928-2395

Mortgage

Document Number	0000293819
Date	Nov 25, 2020
Instrument	2020000293819

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.89%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.89%
Index	Prime Rate
Margin	2
Max Rate	8.89%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	3901 SPRING GARDEN LN, ESTERO, FL 33928-2395
Document Number	0000244323
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 SPRING GARDEN LN ESTERO FL 339282395, ESTERO, FL 33928-2395

Mortgage

Document Number	0000244323
Date	Oct 22, 2019
Instrument	244323

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.39%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 22, 2019
Property Address	3901 SPRING GARDEN LN, ESTERO, FL 33928-2395
Document Number	0000116501
Instrument Date	May 15, 2019
Instrument	116501
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Tax	$2,520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3901 SPRING GARDEN LN ESTERO FL 339282395, ESTERO, FL 33928-2395

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,427.00 (+7.01%) Homeowner's exemption	$352,098 (+5.99%)	$888,966 (+35.42%) Land $102,714 Building $786,252
2023	$4,137.00 (-0.46%) Homeowner's exemption	$332,209 (+3%)	$656,440 (+34.13%) Land $187,234 Building $469,206
2022	$4,156.00 Homeowner's exemption	$322,533	$489,404 Land $104,790 Building $384,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	2 (2015–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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