Union County property record for 3910 S Potter Rd, Monroe, NC 28112
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2.5 ba · 2,479 sqft · built 2023 |
| Lot Size | 5.41 acres (235,790 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $251,000 (May 2022) |
| Tax Bill | $3,448 (2025) |
| Deeds & Mortgages | Oct 2022 Construction Loan Nov 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-006-018 |
| Primary APN | 05-006-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,479 sqft Living Area |
| 1st Floor Area | 1,388 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 235,790 sqft (5.41 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3910 S POTTER RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8617 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | AR MINERAL |
| Legal Description | TRACT A OPCQ795 |
| Legal Subdivision | 3519900 |
| Legal Tract | A |
| Jurisdiction | UNION NC |
| Township / Civil Division | JACKSON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 21005 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3910 S POTTER RD, MONROE, NC 28112-8617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Nov 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 4, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 4, 2022 | Deed, Transfer |
| May 9, 2022 | Warranty Deed, Transfer AUSTIN TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2022 · Amount on File |
| Deed Sale | May 9, 2022 · Amount on File |
| Prior Sale | Jan 21, 1997 |
| Deed Document Number | 202217075 |
| Deed Book / Page | 8473 / 759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3910 S POTTER RD, MONROE, NC 28112-8617 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4000 S POTTER RD, MONROE, NC 28112-8618 |
| Document Number | 0008595724 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 8595/724 |
| Instrument | 36210 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 10.2% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3910 S POTTER RD, MONROE, NC 28112-8617 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3910 S POTTER RD, MONROE, NC 28112-8617 |
| Document Number | 0000924121 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 9241/21 |
| Instrument | 29583 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3910 S POTTER RD, MONROE, NC 28112-8617 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000891551 |
|---|---|
| Date | Jun 4, 2024 |
| Book Page | 8915/51 |
| Instrument | 12702 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 4, 2022 |
| Property Address | 3910 S POTTER RD, MONROE, NC 28112-8617 |
| Document Number | 0008584846 |
| Book / Page | 8584 / 846 |
| Map Reference | CAB Q FILE 795 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 34444 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 CHAUCER LN, MATTHEWS, NC 28104-8902 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 9, 2022 |
| Property Address | 3910 S POTTER RD, MONROE, NC 28112-8617 |
| Document Number | 0008473759 |
| Book / Page | 8473 / 759 |
| Map Reference | MB 78 PG 486 |
| Instrument Date | May 9, 2022 |
| Instrument | 17075 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | AUSTIN TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $502.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 420 SHADY LN, HOWELL, NJ 07731-1919 |
| Name | Verified Name |
|---|---|
| Address | 222 CHAUCER LN, MATTHEWS, NC 28104-8902 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Mineral Springs Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $690,900 (-) Land $197,100 Building $493,800 | $690,900 (-) Land $197,100 Building $493,800 | |
| 2025 | $3,448.00 (+618.33%) | $690,900 (+842.56%) Land $197,100 Building $493,800 | $690,900 (+842.56%) Land $197,100 Building $493,800 |
| 2023 | $480.00 (-38.14%) | $73,300 (-38.14%) Land $73,300 | $73,300 (-38.14%) Land $73,300 |
| 2022 | $776.00 | $118,500 Land $118,500 | $118,500 Land $118,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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