Union County property record for 3815 S Potter Rd, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,812 sqft · built 1977 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Jun 2017) |
| Tax Bill | $2,020 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-018-052 |
| Primary APN | 06-018-052 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| Gross Area | 4,153 sqft |
| 1st Floor Area | 1,812 sqft |
| Basement Area | 1,596 sqft |
| Unfinished Basement | 1,596 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 191,664 sqft (4.4 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 381 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3815 S POTTER RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR MINERAL |
| Legal Description | P/19C,19D,&19E NUNN 2815 S POTTER RD |
| Legal Subdivision | SPRINGHAVEN 7-50/51 |
| Jurisdiction | UNION NC |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 21005 |
3815 S Potter Rd is owned and occupied by two individuals who bought it in June 2017.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3815 S POTTER RD, MONROE, NC 28112-8614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2017 · Amount on File |
| Deed Sale | Jun 15, 2017 · Amount on File |
| Deed Document Number | 201716703 |
| Deed Book / Page | 6952 / 760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3815 S POTTER RD, MONROE, NC 28112-8614 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000880142 |
|---|---|
| Date | Oct 24, 2023 |
| Book Page | 8801/42 |
| Instrument | 25764 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3815 S POTTER RD, MONROE, NC 28112-8614 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 8242729 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 8242/729 |
| Instrument | 43762 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3815 S POTTER RD, MONROE, NC 28112-8614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 7510508 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 7510/508 |
| Instrument | 0034576 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 15, 2017 |
| Property Address | 3815 S POTTER RD, MONROE, NC 28112-8614 |
| Document Number | 0006952760 |
| Book / Page | 6952 / 760 |
| Map Reference | MB 273 PG 187 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 0016703 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4207 S POTTER RD, 4207, MINERAL SPRINGS, NC 28108 |
| Name | Verified Name |
|---|---|
| Address | 3815 S POTTER RD, MONROE, NC 28112-8614 |
| Document Number | 0000016704 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 0016704 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 3815 S Potter Rd was $2,020.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Mineral Springs Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,900 (-) Land $73,600 Building $331,300 | $404,900 (-) Land $73,600 Building $331,300 | |
| 2025 | $2,020.00 | $404,900 Land $73,600 Building $331,300 | $404,900 Land $73,600 Building $331,300 |
| 2023 | $1,903.00 | $290,400 Land $71,200 Building $219,200 | $290,400 Land $71,200 Building $219,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3815 S Potter Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3815 S Potter Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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