3807 S Potter Rd, Monroe, NC 28112 Property Records

Union County property record for 3807 S Potter Rd, Monroe, NC 28112

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,009 sqft · built 1973
Lot Size2.49 acres (108,464 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Nov 2020)
Tax Bill$2,242 (2025)
Deeds & MortgagesJul 2020 Mortgage
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-018-052A

Property Details

APN / Parcel Number

Primary APN06-018-052A

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area2,009 sqft Living Area
Gross Area3,226 sqft
1st Floor Area884 sqft
Basement Area945 sqft
Finished Basement945 sqft
Unfinished Basement945 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area108,464 sqft (2.49 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area490 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3807 S POTTER RD
CityMONROE
StateNC
Zip28112-8614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR MINERAL
Legal Description2.49A 7891-133
Legal SubdivisionSPRINGHAVEN 7-50/51
JurisdictionUNION NC
Township / Civil DivisionJACKSON
Census Block Group2
Census Block2037
Census Tract21005

Owner

3807 S Potter Rd is owned and occupied by an individual who bought it in November 2020.

Source: Union County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3807 S POTTER RD, MONROE, NC 28112-8614
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Nov 19, 2020Warranty Deed, Transfer · FHA Mortgage
RESIDENTIAL MORTGAGE SERVICES
Jul 27, 2018Warranty Deed, Transfer · Conventional Mortgage
BRAND MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2020 · Amount on File
Deed SaleNov 19, 2020 · Amount on File
Prior SaleJul 27, 2018 · Amount on File
Deed Document Number202047892
Deed Book / Page7891 / 133
Prior Transfer DateMay 16, 1996
Prior Transfer Doc0869000758
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3807 S POTTER RD, MONROE, NC 28112-8614
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7751513
DateJul 29, 2020
Book Page7751/513
Instrument28305
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateNov 19, 2020
Property Address3807 S POTTER RD, MONROE, NC 28112-8614
Document Number0007891133
Book / Page7891 / 133
Instrument DateNov 16, 2020
Instrument47892
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5308 CAMILLA LN, 5308, WAXHAW, NC 28173-8189

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3807 S POTTER RD, MONROE, NC 28112-8614

Mortgage

Document Number0000047893
DateNov 19, 2020
Instrument47893
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJul 27, 2018
Property Address3807 S POTTER RD, MONROE, NC 28112-8614
Document Number0007204640
Book / Page7204 / 640
Instrument DateJul 27, 2018
Instrument0020919
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5822 REDDMAN RD, 5822, CHARLOTTE, NC 28212-3634

Transferred To (Grantee/Buyer)

NameVerified Name
Address2122 SHUMARD CIR, INDIAN TRAIL, NC 28079-6591

Mortgage

Document Number0000020920
DateJul 27, 2018
Instrument0020920
Lender
NameBRAND MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3807 S Potter Rd was $2,242.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMineral Springs Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$449,300 (-) Land $59,300 Building $390,000$449,300 (-) Land $59,300 Building $390,000
2025$2,242.00$449,300 Land $59,300 Building $390,000$449,300 Land $59,300 Building $390,000
2023$2,027.00$309,300 Land $57,700 Building $251,600$309,300 Land $57,700 Building $251,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3807 S Potter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3807 S Potter Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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