Highlands County property record for 3910 Monza Dr, Sebring, FL 33872
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.355 acres (15,465 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $22,500 (Sep 2021) |
| Tax Bill | $1,072 (2025) |
| Deeds & Mortgages | Aug 2022 Construction Loan Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C044813026100630 |
| Primary APN | C044813026100630 |
|---|---|
| Alternative APN |
|
| Lot Area | 15,465 sqft (0.355 acres) |
|---|---|
| Lot Dimensions | 250 ft deep x 122 ft wide |
| Street Address | 3910 MONZA DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-2276 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R1A |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9-PG 71 LOT 63 BLK 261 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | PATIO HOMES SNL SEBRING |
| Legal Block | 261 |
| Legal Lot Number | 63 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 960503 |
Source: Highlands County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1499 N LAKE AVE, AVON PARK, FL 33825-2428 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed of Trust, Mortgage · Construction Mortgage MIDFLORIDA CU |
| Sep 9, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on Record |
| Deed Sale | Sep 9, 2021 · Amount on Record |
| Prior Sale | Jan 20, 2015 · Amount on Record |
| Deed Document Number | 20212052989 |
| Deed Book / Page | 2850 / 43 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3910 MONZA DR, SEBRING, FL 33872-2276 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 11625 W ATLANTIC BLVD 2105, 2105, CORAL SPRINGS, FL 33071-5066 |
| Document Number | 0002111772 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 2927/177 |
| Instrument | 2111772 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Aug 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Max Rate | 8.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 9, 2021 |
| Property Address | 3910 MONZA DR, SEBRING, FL 33872-2276 |
| Document Number | 0002052989 |
| Book / Page | 2850 / 43 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2052989 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $157.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1510 SUNRISE DR, SEBRING, FL 33872-2000 |
| Name | Verified Name |
|---|---|
| Address | 1499 N LAKE AVE, AVON PARK, FL 33825-2428 |
| Investor | Possibly a Property Investor |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,072.00 (+72.62%) | $34,609 (+18%) Land $34,609 | $34,609 (+18%) Land $34,609 |
| 2024 | $621.00 (+83.19%) | ||
| 2023 | $339.00 (+28.9%) | $29,330 (+72.42%) Land $29,330 | $29,330 (+72.42%) Land $29,330 |
| 2022 | $263.00 | $17,011 Land $17,011 | $17,011 Land $17,011 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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