Highlands County property record for 3809 Monza Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,268 sqft · built 1989 |
| Lot Size | 0.369 acres (16,109 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Aug 2018) |
| Tax Bill | $1,966 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C044813026500300 |
| Primary APN | C044813026500300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 1,815 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,109 sqft (0.369 acres) |
| Lot Dimensions | 125 ft deep x 22 ft wide |
| Garage Type | Finished |
| Garage Area | 490 sqft |
| Driveway | Driveway |
| Driveway Area | 520 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 657 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C044813026500300 |
|---|---|
| Street Address | 3809 MONZA DR |
| City | SEBRING |
| State | FL |
| Zip | 33872-2053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 LOT 30 BLK 265 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | PATIO HOMES SNL SEBRING |
| Legal Block | 265 |
| Legal Lot Number | 30 |
| Legal Unit | 13 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 960503 |
3809 Monza Dr is owned and occupied by an individual who bought it in August 2018.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3809 MONZA DR, SEBRING, FL 33872-2053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage METROPLEX MORTGAGE SERVICES INC |
| Aug 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage METROPLEX MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2018 · Amount on File |
| Deed Sale | Aug 23, 2018 · Amount on File |
| Prior Sale | Jul 22, 2016 · Amount on File |
| Deed Document Number | 1908894 |
| Deed Book / Page | 2652 / 0810 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3809 MONZA DR, SEBRING, FL 33872-2053 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3809 MONZA DR, SEBRING, FL 33872-2053 |
| Document Number | 0002004914 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 2781/1246 |
| Instrument | 2004914 |
| Name | METROPLEX MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 23, 2018 |
| Property Address | 3809 MONZA DR, SEBRING, FL 33872-2053 |
| Document Number | 0001908894 |
| Book / Page | 2652 / 0810 |
| Map Reference | MB9 PG71 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 1908894 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | SOUTH RIDGE ABSTRACT & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3809 MONZA DR, 3809, SEBRING, FL 33872-2053 |
| Name | Verified Name |
|---|---|
| Address | 3809 MONZA DR, SEBRING, FL 33872-2053 |
| Document Number | 0001908895 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 1908895 |
| Name | METROPLEX MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $163,669 | $248,021 Land $34,692 Building $213,329 | |
| 2024 | $1,966.00 (+2.77%) | ||
| 2023 | $1,913.00 (+1.86%) Homeowner's exemption | $154,423 (+3%) | $243,126 (+11.96%) Land $29,400 Building $213,726 |
| 2022 | $1,878.00 Homeowner's exemption | $149,925 | $217,151 Land $17,052 Building $200,099 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3809 Monza Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3809 Monza Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures