Highlands County property record for 3901 Monza Dr, Sebring, FL 33872 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,978 sqft · built 1988 |
| Lot Size | 0.384 acres (16,760 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Sep 2019) |
| Tax Bill | $1,563 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-34-28-130-2660-0400 |
| Primary APN | C-04-34-28-130-2660-0400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,978 sqft Living Area |
| 1st Floor Area | 1,539 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,760 sqft (0.384 acres) |
| Lot Dimensions | 129 ft deep x 25 ft wide |
| Garage Type | Finished |
| Garage Area | 495 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 361 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3901 MONZA DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-2054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 LOT 40 BLK 266 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | PATIO HOMES SNL SEBRING |
| Legal Block | 266 |
| Legal Lot Number | 40 |
| Legal Unit | 13 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 960503 |
Source: Highlands County records · APN C-04-34-28-130-2660-0400
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3901 MONZA DR, SEBRING, FL 33872-2054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed of Trust, Mortgage MTI TTL INSURANCE AGENCY INC | |
| Sep 05, 2019 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 05, 2019 · Amount on Record |
| Deed Sale | Sep 05, 2019 · Amount on Record |
| Deed Document Number | 1954682 |
| Deed Book / Page | 2710 / 1971 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3901 MONZA DR, SEBRING, FL 33872-2054 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3901 MONZA DR, SEBRING, FL 33872-2054 |
| Document Number | 0002061105 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 2861/523 |
| Instrument | 2061105 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3901 MONZA DR, SEBRING, FL 33872-2054 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | MTI TTL INSURANCE AGENCY INC |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 05, 2019 |
| Property Address | 3901 MONZA DR, SEBRING, FL 33872-2054 |
| Document Number | 0001954682 |
| Book / Page | 2710 / 1971 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 1954682 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1376 EAGLE CREST BLVD, 1376, WINTER HAVEN, FL 33881-3232 |
| Name | Verified Name |
|---|---|
| Address | 3901 MONZA DR, SEBRING, FL 33872-2054 |
| Document Number | 0027101973 |
|---|---|
| Date | Sep 05, 2019 |
| Instrument | 2710/1973 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $133,132 (+5.99%) | $195,609 (+3.19%) Land $35,769 Building $159,840 | |
| 2024 | $1,563.00 (+3.3%) | ||
| 2023 | $1,513.00 (+2.3%) Homeowner's exemption | $125,612 (+3%) | $189,554 (+14.17%) Land $30,312 Building $159,242 |
| 2022 | $1,479.00 Homeowner's exemption | $121,953 | $166,030 Land $17,581 Building $148,449 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559605031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022, tidal / storm surge, Hurricane Ian |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property
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|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
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