Hamilton County property record for 3910 Harding Ave, Cincinnati, OH 45211
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2 ba · 1,353 sqft · built 1923 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,072 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551-0007-0304-00 |
| Primary APN | 551-0007-0304-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,353 sqft Living Area |
| Gross Area | 2,683 sqft |
| 1st Floor Area | 838 sqft |
| Upper Floors Area | 515 sqft |
| Basement Area | 824 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 125 ft deep x 48 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3910 HARDING AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45211-4713 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | 3910 HARDING AVE 48 X 125LOT 37 KESSEN & HEMSATH SUB |
| Legal Subdivision | KESSEN & HEMSATH SUB |
| Legal Lot Number | 37 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CHEVIOT |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 20902 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3910 HARDING AVE, CINCINNATI, OH 45211-4713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 20, 2010 |
| Transfer Doc | 0000000049 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3910 HARDING AVE, CINCINNATI, OH 45211-4713 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000085549 |
|---|---|
| Date | Nov 3, 2025 |
| Book Page | 15535/1979 |
| Instrument | 2025-0085549 |
| Name | TRUPARTNER CU INC |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45214 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 4, 2035 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cheviot City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,072.00 (+1.69%) | $48,759 (-) Land $7,574 Building $41,185 | $139,310 (-) Land $21,640 Building $117,670 |
| 2024 | $3,021.00 (-1.21%) | $48,759 (-) Land $7,574 Building $41,185 | |
| 2023 | $3,058.00 (+31.19%) | $48,759 (+51.33%) Land $7,574 Building $41,185 | $139,310 (+51.33%) Land $21,640 Building $117,670 |
| 2022 | $2,331.00 Homeowner's exemption | $32,221 Land $7,161 Building $25,060 | |
| 2020 | $92,060 Land $20,460 Building $71,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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