1. Home
  2. Ohio
  3. Hamilton County
  4. Cincinnati
  5. Harding Ave

3914 Harding Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3914 Harding Ave, Cincinnati, OH 45211

Property Summary

Property TypeApartments (5+ Units)
Details3,060 sqft · built 1948
Lot Size0.137 acres (6,011 sqft)
OwnerIndividual Name on File
Last Sale$188,900 (Oct 2020)
Tax Bill$5,647 (2025)
Deeds & MortgagesOct 2020 Sale
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN551-0007-0302-00

Property Details

APN / Parcel Number

Primary APN551-0007-0302-00

Interior

Total Rooms4 Rooms
Stories2 Stories
Building Area3,060 sqft

Exterior

Year BuiltBuilt 1948
Lot Area6,011 sqft (0.137 acres)
Lot Dimensions125 ft deep x 48 ft wide

Location & Zoning

Street Address3914 HARDING AVE
CityCINCINNATI
StateOH
Zip45211-4731
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionHARDING AVE 48.95 X 125.01 LOT 35 KESSEN & HEMSATH SUB
Legal SubdivisionKESSEN & HEMSATH SUB
Legal Lot Number35
JurisdictionHAMILTON OH
Township / Civil DivisionCHEVIOT
Census Block Group4
Census Block4001
Census Tract20902

Owner

3914 Harding Ave, a residential property, is owned by an individual who bought it in October 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address3810 SAINT MARTINS PL, CINCINNATI, OH 45211-5308
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Warranty Deed, Transfer
OTHER
Oct 23, 2018Deed of Trust, Mortgage
CINCINNATI FED'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2020 · Amount on File
Deed SaleOct 28, 2020 · Amount on File
Deed Document Number2020-0112858
Deed Book / Page14284 / 252
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 28, 2020
Property Address3914 HARDING AVE, CINCINNATI, OH 45211-4731
Document Number0000112858
Book / Page014284 / 000252
Instrument DateOct 13, 2020
Instrument112858
Transaction TypeTransfer
Record UpdatedApr 23, 2021
Title CompanyOTHER

Transaction

AmountAmount on Record
Tax$676.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8534 E KEMPER RD CINCINNATI OH 452493701, CINCINNATI, OH 45249-3701

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3914 HARDING AVE, CINCINNATI, OH 45211-4731
Document Number0000094849
Instrument DateOct 23, 2018
Transaction TypeMortgage
Record UpdatedNov 30, 2018
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 30586 CINCINNATI OH 452300586, CINCINNATI, OH 45230-0586

Mortgage

Document Number0000094849
DateOct 24, 2018
Book Page013781/001368
Instrument94849
Lender
NameCINCINNATI FED'L
AddressCINCINNATI, OH 45247
Agreement
AmountAmount on Record
Term300 Months
DueOct 23, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 3914 Harding Ave was $5,647, up 0.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCheviot City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,647.00 (+0.66%)$66,115 (-) Land $8,960 Building $57,155
2024$5,610.00 (+0.29%)$66,115 (-) Land $8,960 Building $57,155
2023$5,594.00 (+45.34%)$66,115 (+64.51%) Land $8,960 Building $57,155$188,900 Land $25,600 Building $163,300
2022$3,849.00$40,188 Land $8,593 Building $31,595
2020$114,820 Land $24,550 Building $90,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3914 Harding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3914 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Harding Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures