Hamilton County property record for 3900 Harding Ave, Cincinnati, OH 45211
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,374 sqft · built 1914 |
| Lot Size | 0.137 acres (6,011 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $95,000 (Jun 2006) |
| Tax Bill | $2,669 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 551-0007-0307-00 |
| Primary APN | 551-0007-0307-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,374 sqft Living Area |
| 1st Floor Area | 798 sqft |
| 2nd Floor Area | 720 sqft |
| Upper Floors Area | 576 sqft |
| Basement Area | 798 sqft |
| Year Built | Built 1914 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,011 sqft (0.137 acres) |
| Lot Dimensions | 125 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3900 HARDING AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45211-4713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3900 HARDING AVE 48 X 125LOT 40 KESSEN & HEMSATH SUB |
| Legal Subdivision | KESSEN & HEMSATH SUB |
| Legal Lot Number | 40 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CHEVIOT |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 20902 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 3900 HARDING AVE, CINCINNATI, OH 45211-4713 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2006 · Amount on Record |
| Deed Sale | Jun 26, 2006 · Amount on Record |
| Deed Document Number | 06-099183 |
| Deed Book / Page | 10279 / 01327 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cheviot City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,669.00 (-2.02%) | $42,816 (-) Land $7,574 Building $35,242 | |
| 2024 | $2,724.00 (+2.91%) | $42,816 (-) Land $7,574 Building $35,242 | |
| 2023 | $2,647.00 (+23.52%) | $42,816 (+49.86%) Land $7,574 Building $35,242 | $122,330 (+49.86%) Land $21,640 Building $100,690 |
| 2022 | $2,143.00 Homeowner's exemption | $28,571 Land $7,161 Building $21,410 | |
| 2020 | $81,630 Land $20,460 Building $61,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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