3910 Chaplain Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3910 Chaplain Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	1,540 sqft Heated Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$90,000 (2012)
Tax Bill	$4,586.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`33263149500001092B`
Alternative APN	`99179`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,540 sqft Heated Area
Gross Area	1,706 sqft Gross Area
1st Floor	1,540 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1995
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	43,560 sqft (1 acres)
Patio Area	144 sqft Patio
Porch	Open Porch
Porch Area	166 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	99179
Street Address	3910 CHAPLAIN RD
City	SAINT CLOUD
State	FL
Zip	34772-9515
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 29 COM AT SE COR OF LOT 92, W 25 FT TO POB; W 617.61 FT, N 165 FT, E 307.53 FT, S 145 FT, E 310 FT, S 20 FT
Legal Range	31E
Legal Township	26S
Legal Section	33
Legal Subdivision	S L I C SOUTH ALLIGATOR LAKE AREA
Legal Tract	4950
Legal Block	1
Legal Lot Number	92
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1015
Census Tract	43802

Owner

Source: Osceola County records · APN 33263149500001092B

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3910 CHAPLAIN RD, SAINT CLOUD, FL 34772-9515
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 15, 2012 · Amount on Record
Deed Sale	May 15, 2012 · Amount on Record
Prior Sale	Dec 15, 2009 · Amount on Record
Deed Doc Number	2012071975
Deed Book / Page	4269 / 2854
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,586.00 (+8.49%)	$322,900 (+4.4%) Land $106,200 Building $216,700	$322,900 (+4.4%) Land $106,200 Building $216,700
2024	$4,227.00 (+13.11%)	$309,300 (+26.24%) Land $93,200 Building $216,100	$309,300 (+26.24%) Land $93,200 Building $216,100
2023	$3,737.00 (+13.9%)	$245,000 (+22.99%) Land $55,000 Building $190,000	$245,000 (+22.99%) Land $55,000 Building $190,000
2022	$3,281.00	$199,200 Land $45,000 Building $154,200	$199,200 Land $45,000 Building $154,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	About 1 in 192 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.