1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Chaplain Rd

3900 Chaplain Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3900 Chaplain Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,860 sqft Heated Area
Lot Size43,560 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$125,000 (2022)
Tax Bill$3,247.00 (2025)

Property Details

APN / Parcel Number

Primary APN33263149500001092A
Alternative APN
  • 99178

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,860 sqft Heated Area
Gross Area2,849 sqft Gross Area
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area43,560 sqft (1 acres)
Garage TypeFinished Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number99178
Street Address3900 CHAPLAIN RD
CitySAINT CLOUD
StateFL
Zip34772-9515
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 29 COM AT NE COR OF LOT 92, W 25 FT TO POB; W 617.45 FT, S 165 FT, E 307.53 FT, N 145 FT, E 310 FT, N 20 FT
Legal Range31E
Legal Township26S
Legal Section33
Legal SubdivisionS L I C SOUTH ALLIGATOR LAKE AREA
Legal Tract4950
Legal Block1
Legal Lot Number92
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1015
Census Tract43802

Owner

Source: Osceola County records · APN 33263149500001092A

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3900 CHAPLAIN RD, SAINT CLOUD, FL 34772-9515
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
TRUIST BANK
Feb 07, 2020Warranty Deed, Transfer
FLORIDA TITLE, FLORIDA TITLE & ABSTRACT CO
Mar 06, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 19, 2022 · Amount on Record
Deed SaleOct 19, 2022 · Amount on Record
Prior SaleFeb 07, 2020 · Amount on Record
Deed Doc Number0063021222
Deed Book / Page6302 / 1222
Record RefreshedJun 08, 2026

October 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 19, 2022
Property Address3900 CHAPLAIN RD, SAINT CLOUD, FL 34772-9515
Document Number0063021222
Book / Page6302 / 1222
Instrument DateOct 19, 2022
Instrument2022154900
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 09, 2026
Title CompanyFLORIDA TITLE AND ABSTRACT, FLORIDA TITLE & ABSTRACT INC

Transaction

AmountAmount Recorded
Tax$875.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address107 E 13TH ST, SAINT CLOUD, FL 34769-4749

Transferred To (Grantee/Buyer)

NameVerified Name
Address3122 DARK SKY DR, HARMONY, FL 34773-6000

Mortgage

Document Number0063021224
DateOct 19, 2022
Instrument6302/1224
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.62%
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.6%
IndexOther
Margin3

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 07, 2020
Property Address3900 CHAPLAIN RD, SAINT CLOUD, FL 34772-9515
Document Number0056710533
Book / Page005671 / 000533
Instrument DateJan 31, 2020
Instrument19636
Transaction TypeTransfer
Record UpdatedFeb 28, 2020
Title CompanyFLORIDA TITLE, FLORIDA TITLE & ABSTRACT CO

Transaction

AmountAmount Recorded
Tax$2,625.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address107 E 13TH ST ST CLOUD FL 347694749, ST CLOUD, FL 34769-4749
InvestorPossibly a Property Investor

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMar 06, 2018
Property Address3900 CHAPLAIN RD, SAINT CLOUD, FL 34772-9515
Document Number0052962949
Book / Page005296 / 002949
Instrument DateFeb 27, 2018
Instrument38020
Transaction TypeTransfer
Record UpdatedMar 26, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4024 SHORECREST DR ORLANDO FL 328042225, ORLANDO, FL 32804-2225

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,247.00 (+133.77%) Homeowner's exemption$223,821 (+306.95%)$420,700 (+664.91%) Land $106,200 Building $314,500
2023$1,389.00 (+120.83%)$55,000 (+22.22%) Land $55,000$55,000 (+22.22%) Land $55,000
2022$629.00$45,000 Land $45,000$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation66.0 ft

Wildfire

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire LikelihoodAbout 1 in 192 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Chaplain Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures