Osceola County property record for 3890 Chaplain Rd, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,526 sqft Living Area |
| Lot Size | 56,192 sqft (1.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $75,000 (2020) |
| Tax Bill | $6,260.00 (2024) |
| Primary APN | 33-26-31-4950-0001-085B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,526 sqft Living Area |
| Gross Area | 3,572 sqft Gross Area |
| 1st Floor | 2,240 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 56,192 sqft (1.29 acres) |
| Garage Type | Attached Garage |
| Garage Area | 662 sqft Garage |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3890 CHAPLAIN RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9500 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 29 COM AT SE COR OF LOT 85, W 25 FT TO POB; W 617.45 FT, N 165 FT, E 307.37 FT, S 145 FT, E 310 FT, S 20 FT TO POB |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 33 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 85 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 43802 |
Source: Osceola County records · APN 33-26-31-4950-0001-085B
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3890 CHAPLAIN RD, SAINT CLOUD, FL 34772-9500 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 14, 2020 | Warranty Deed, Subdivision Related Transfer FLORIDA TITLE, FLORIDA TITLE & ABSTRACT CO |
| Feb 07, 2020 | Warranty Deed, Transfer FLORIDA TITLE, FLORIDA TITLE & ABSTRACT CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on Record |
| Deed Sale | Aug 14, 2020 · Amount on Record |
| Prior Sale | Feb 07, 2020 · Amount on Record |
| Deed Doc Number | 2020107654 |
| Deed Book / Page | 5774 / 2526 |
| Last Transfer Date | Mar 12, 2025 |
| Transfer Doc | 0067532240 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 14, 2020 |
| Property Address | 3890 CHAPLAIN RD, SAINT CLOUD, FL 34772-9500 |
| Document Number | 0057742526 |
| Book / Page | 005774 / 002526 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 107654 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 03, 2020 |
| Title Company | FLORIDA TITLE, FLORIDA TITLE & ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 6311 OAK SHORE DR ST CLOUD FL 347718642, ST CLOUD, FL 34771-8642 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 07, 2020 |
| Property Address | 3890 CHAPLAIN RD, SAINT CLOUD, FL 34772-9500 |
| Document Number | 0056710533 |
| Book / Page | 005671 / 000533 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 19636 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | FLORIDA TITLE, FLORIDA TITLE & ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,625.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 107 E 13TH ST ST CLOUD FL 347694749, ST CLOUD, FL 34769-4749 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,535.00 (+4.39%) | $461,149 (+5.99%) | $541,400 (+24.43%) Land $105,800 Building $435,600 |
| 2024 | $6,260.00 (+2%) | ||
| 2023 | $6,137.00 (+11.44%) Homeowner's exemption | $435,100 (+23.33%) Land $55,000 Building $380,100 | $435,100 (+23.33%) Land $55,000 Building $380,100 |
| 2022 | $5,507.00 | $352,800 Land $45,000 Building $307,800 | $352,800 Land $45,000 Building $307,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 192 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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