Cortland County and Cortlandville Town property record for 391 Sears Rd, Cortland, NY 13045
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,600 sqft · built 1990 |
| Lot Size | 15.1 acres (660,805 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,791 (2026) |
| Deeds & Mortgages | Sep 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 112289 85.00-02-02.110 |
| Primary APN | 112289 85.00-02-02.110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 660,805 sqft (15.1 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 391 SEARS RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-9114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 04 - FARM |
| Legal Block | 2 |
| Legal Lot Number | 2.110 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 971000 |
Source: Cortland County and Cortlandville Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 391 SEARS RD, CORTLAND, NY 13045-9114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 13, 2017 |
| Transfer Doc | 0000004399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Sep 13, 2017 |
| Property Address | 391 SEARS RD, CORTLAND, NY 13045-9114 |
| Document Number | 0000004399 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 4399 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 391 SEARS RD CORTLAND NY 130459114, CORTLAND, NY 13045-9114 |
Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Unified School District | Homer Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,791.00 (+106.92%) Homeowner's exemption | ||
| 2025 | $3,282.00 (+1.96%) | $149,500 (-) Land $34,200 Building $115,300 | $237,302 (+11.11%) Land $54,286 Building $183,016 |
| 2023 | $3,219.00 Homeowner's exemption | $149,500 Land $34,200 Building $115,300 | $213,571 Land $48,857 Building $164,714 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1981–2013) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Jul 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
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