Cortland County and Cortlandville Town property record for 242 Sears Rd, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 1 ba · 1,008 sqft · built 1900 |
| Lot Size | 5.09 acres (221,720 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,498 (2026) |
| Deeds & Mortgages | Jul 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 112289 84.00-03-04.120 |
| Primary APN | 112289 84.00-03-04.120 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 221,720 sqft (5.09 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 128 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 242 SEARS RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-9119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Block | 3 |
| Legal Lot Number | 4.120 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 971000 |
242 Sears Rd is owned and occupied by two individuals.
Source: Cortland County and Cortlandville Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 242 SEARS RD, CORTLAND, NY 13045-9119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 242 SEARS RD, CORTLAND, NY 13045-9119 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004329 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 2023-04329 |
| Name | CORTLANDVILLE TOWN OF |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 242 Sears Rd was $2,498, up 116.1% from the year before.
Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Unified School District | Homer Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,498.00 (+116.09%) | ||
| 2025 | $1,156.00 | $55,000 Land $24,100 Building $30,900 | $87,302 Land $38,254 Building $49,048 |
| 2023 | $1,124.00 Homeowner's exemption Senior Citizen's exemption | $55,000 Land $24,100 Building $30,900 | $78,571 Land $34,428 Building $44,143 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 242 Sears Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1981–2013) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Jul 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 242 Sears Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
4G LTE (outdoors only), no 5G reported
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