443 Sears Rd, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 443 Sears Rd, Cortland, NY 13045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,560 sqft · built 1986
Lot Size	5.33 acres (232,175 sqft)
Owner	2 Individuals on Record
Last Sale	$14,000 (Oct 1994)
Tax Bill	$2,327 (2025)
Flood Zone	Zone X (minimal risk)
APN	`112289 85.00-02-06.200`

Property Details

APN / Parcel Number

Primary APN	`112289 85.00-02-06.200`
Alternative APN	`228908500000020062000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	232,175 sqft (5.33 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	443 SEARS RD
City	CORTLAND
State	NY
Zip	13045-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Block	2
Legal Lot Number	6.200
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLANDVILLE
Census Block Group	2
Census Block	2010
Census Tract	971000

Owner

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	443 SEARS RD, CORTLAND, NY 13045-9114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 1994 · Amount on Record
Deed Sale	Oct 21, 1994 · Amount on Record
Deed Book / Page	569 / 344
Prior Transfer Date	Oct 11, 1994
Prior Transfer Doc	0569000344
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Cortlandville Town
Unified School District	Homer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,327.00 (+1.97%)	$106,000 (-) Land $24,400 Building $81,600	$168,254 (+11.11%) Land $38,730 Building $129,524
2023	$2,282.00 Homeowner's exemption	$106,000 Land $24,400 Building $81,600	$151,429 Land $34,857 Building $116,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880