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  5. Kirkside Ave

391 Kirkside Ave, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 391 Kirkside Ave, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,328 sqft · built 2019
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$434,990 (Aug 2020)
Tax Bill$10,899 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Feb 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN027071-1630

Property Details

APN / Parcel Number

Primary APN027071-1630

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area3,328 sqft Living Area
Gross Area3,955 sqft
1st Floor Area2,552 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Garage TypeAttached
Garage Area627 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area531 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address391 KIRKSIDE AVE
CitySAINT AUGUSTINE
StateFL
Zip32095-8653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description76/39-50 SOUTHAVEN PHASE 1 LOT 163 OR5019/1332
Legal Range28E
Legal Township06S
Legal Section14
Legal SubdivisionSOUTHAVEN PHASE 1
Legal Phase1
Legal Block1
Legal Lot Number163
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1008
Census Tract20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address391 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC
Feb 26, 2019Loan Modification, Mortgage · Line of Credit
FLAGSTAR BK
Jul 6, 2018Loan Modification, Mortgage
FLAGSTAR BK
Jul 6, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2020 · Amount on Record
Deed SaleAug 18, 2020 · Amount on Record
Deed Document Number202069258
Deed Book / Page5019 / 1332
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 18, 2020
Property Address391 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8653
Document Number0050191332
Book / Page5019 / 1332
Map ReferenceMB 76 PG 39-50
Instrument DateAug 17, 2020
Instrument2020069258
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyGOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address391 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8653

Mortgage

Document Number50191334
DateAug 18, 2020
Instrument5019/1334
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateFeb 26, 2019
Property Address391 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8653
Document Number0046851082
Book / Page004685 / 001082
Instrument DateFeb 22, 2019
Instrument13118
Transaction TypeMortgage
Record UpdatedMar 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address759 PROMENADE POINTE DR ST AUGUSTINE FL 320956854, ST AUGUSTINE, FL 32095-6854

Mortgage

Document Number46851082
DateFeb 26, 2019
Book Page004685/001082
Instrument13118
Lender
NameFLAGSTAR BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateJul 6, 2018
Property Address391 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8653
Document Number0045761173
Book / Page004576 / 001173
Instrument DateJul 5, 2018
Instrument48330
Transaction TypeMortgage
Record UpdatedAug 14, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742

Mortgage

Document Number45761173
DateJul 6, 2018
Book Page004576/001173
Instrument48330
Lender
NameFLAGSTAR BK
TypeBank
Address5151 CORPORATE DR, TROY, MI 48098-2639
Agreement
AmountAmount Recorded

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJul 6, 2018
Property Address391 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8653
Document Number0045760940
Book / Page004576 / 000940
Instrument DateJul 2, 2018
Instrument48263
Transaction TypeTransfer
Record UpdatedNov 19, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,255.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY #100 ORANGE PARK FL 320736290, 100, ORANGE PARK, FL 32073-6290
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$457,989 (+2.7%)$686,381 (-3.85%) Land $165,000 Building $521,381
2025$10,899.00 (+9.15%) Homeowner's exemption$445,948 (+2.9%)$713,889 (+6.41%) Land $165,000 Building $548,889
2024$9,985.00 (+1%) Homeowner's exemption$433,380 (+3%)$670,903 (+5.53%) Land $155,000 Building $515,903
2023$9,886.00 (+11.2%) Homeowner's exemption$420,757 (+15.06%)$635,735 (+16.94%) Land $140,000 Building $495,735
2022$8,890.00 Homeowner's exemption$365,686$543,637 Land $123,200 Building $420,437

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies97 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Fiber		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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