307 Kirkside Ave, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 307 Kirkside Ave, Saint Augustine, FL 32095 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,829 sqft · built 2020
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Jun 2026)
Tax Bill	$10,597 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`027071-1580`

Property Details

APN / Parcel Number

Primary APN	`027071-1580`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,829 sqft Living Area
Gross Area	3,577 sqft
1st Floor Area	2,451 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	513 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	307 KIRKSIDE AVE
City	SAINT AUGUSTINE
State	FL
Zip	32095-8653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	76/39-50 SOUTHAVEN PHASE 1 LOT 158 OR4940/745
Legal Range	28E
Legal Township	06S
Legal Section	14
Legal Subdivision	SOUTHAVEN PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	158
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1008
Census Tract	20904

Owner

Source: St. Johns County records · APN 027071-1580

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	307 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8653
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CREDIT UNION
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 08, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
May 11, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SYNOVUS BANK
Feb 26, 2019	Loan Modification, Mortgage · Line of Credit FLAGSTAR BK
Jul 06, 2018	Loan Modification, Mortgage FLAGSTAR BK
Jul 06, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	May 11, 2020 · Amount on Record
Deed Document Number	202653970
Deed Book / Page	6389 / 192
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 24, 2026
Property Address	307 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8653
Document Number	0000053970
Book / Page	6389 / 192
Instrument Date	Jun 15, 2026
Instrument	202653970
Transaction Type	Transfer
Record Updated	Jul 07, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$466,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8653
Investor	Possibly a Property Investor

Mortgage

Document Number	0000053971,
Date	Jun 24, 2026
Instrument	202653971

Lender

Name	VYSTAR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	307 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8653
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 KIRKSIDE AVE KIRKSI, SAINT AUGUSTINE, FL 32095-8653

Mortgage

Document Number	0054301837
Date	Nov 30, 2021
Book Page	5430/1837
Instrument	2021128631

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	307 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8653
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 KIRKSIDE AVE, ST AUGUSTINE, FL 32095-8653

Mortgage

Document Number	0055741602
Date	Jun 08, 2022
Book Page	5574/1602
Instrument	2022057457

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 01, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 11, 2020
Property Address	307 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8653
Document Number	0049400745
Book / Page	4940 / 745
Map Reference	MB 76 PG 39-50
Instrument Date	May 07, 2020
Instrument	2020036170
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,793.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8653

Mortgage

Document Number	4940747
Date	May 11, 2020
Instrument	4940/747

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Recording Date	Feb 26, 2019
Property Address	307 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8653
Document Number	0046851082
Book / Page	004685 / 001082
Instrument Date	Feb 22, 2019
Instrument	13118
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	759 PROMENADE POINTE DR ST AUGUSTINE FL 320956854, ST AUGUSTINE, FL 32095-6854

Mortgage

Document Number	46851082
Date	Feb 26, 2019
Book Page	004685/001082
Instrument	13118

Lender

Name	FLAGSTAR BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Recording Date	Jul 06, 2018
Property Address	307 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8653
Document Number	0045761173
Book / Page	004576 / 001173
Instrument Date	Jul 05, 2018
Instrument	48330
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742

Mortgage

Document Number	45761173
Date	Jul 06, 2018
Book Page	004576/001173
Instrument	48330

Lender

Name	FLAGSTAR BK
Type	Bank
Address	5151 CORPORATE DR, TROY, MI 48098-2639

Agreement

Amount	Amount Recorded

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 06, 2018
Property Address	307 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8653
Document Number	0045760940
Book / Page	004576 / 000940
Instrument Date	Jul 02, 2018
Instrument	48263
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,255.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY #100 ORANGE PARK FL 320736290, 100, ORANGE PARK, FL 32073-6290
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,941 (+2.7%)	$581,639 (-2.09%) Land $165,000 Building $416,639
2025	$10,597.00 (+9.11%) Homeowner's exemption	$423,506 (+2.9%)	$594,054 (+4.95%) Land $165,000 Building $429,054
2024	$9,712.00 (+0.98%) Homeowner's exemption	$411,570 (+3%)	$566,026 (+6.33%) Land $155,000 Building $411,026
2023	$9,618.00 (+7.6%) Homeowner's exemption	$399,583 (+3%)	$532,343 (+8.99%) Land $140,000 Building $392,343
2022	$8,939.00 Homeowner's exemption	$387,945	$488,451 Land $123,200 Building $365,251

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 97 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	97 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,351 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Xfinity, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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