345 Kirkside Ave, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 345 Kirkside Ave, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,725 sqft · built 2018
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on File
Last Sale	$469,900 (Aug 2018)
Tax Bill	$8,254 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027071-1600`

Property Details

APN / Parcel Number

Primary APN	`027071-1600`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,725 sqft Living Area
Gross Area	3,342 sqft
1st Floor Area	2,725 sqft
Flooring	Carpet

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	617 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	345 KIRKSIDE AVE
City	SAINT AUGUSTINE
State	FL
Zip	32095-8653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	76/39-50 SOUTHAVEN PHASE 1 LOT 160
Legal Range	28
Legal Township	06
Legal Section	14
Legal Subdivision	SOUTHAVEN PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	160
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1008
Census Tract	20904

Owner

Source: St. Johns County records · APN 027071-1600

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2018 · Amount on Record
Deed Sale	Aug 03, 2018 · Amount on Record
Prior Sale	Jun 01, 2016 · Amount on Record
Deed Document Number	201856302
Deed Book / Page	4591 / 1148
Record Updated	Jun 08, 2026

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 03, 2018
Property Address	SAINT AUGUSTINE, FL 32095
Document Number	0045911148
Book / Page	4591 / 1148
Map Reference	MB76 PG39-50
Instrument Date	Jul 31, 2018
Instrument	2018056302
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12276 SAN JOSE BLVD STE 120, 120, JACKSONVILLE, FL 32223-8630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8653

Mortgage

Document Number	2018056303
Date	Aug 03, 2018
Instrument	2018056303

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 01, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,432	$586,470 Land $165,000 Building $421,470
2025	$8,254.00 (+11.66%)
2024	$7,392.00 (+1.23%)
2023	$7,302.00 (+6.4%)
2022	$6,863.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	97 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 103 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.